What small DFW things will you do this week? 18/10/21

BlueJ94

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

BlueJ94

Morning all, 

I will/have

Check surveys
Apply for freebies 

Tank started leaking again so need to fix that 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Been to Wilko to get cat litter, bird food
3.  Surveys
4.  Duolingo Welsh
5.  Meals from stores

DawnW

Evening all

Thanks for starting the thread @jadewest94 - I seem to have missed last week entirely

Anyway, I am here for now! I had a third covid vaccine dose on Saturday and it knocked me out till late afternoon today, so very limited accomplishments today!

But I did:

Sit wrapped in a blanket with a hot water bottle and sorted out my small business accounts. I did of course have records of receipts, spends etc but not all in the right place. All organised and up to date now. Something useful done, that I have been putting off!

RM surveys stuff

Make a shepherds pie for dinner, with OH's help (how pathetic does that sound )

Made a loaf in the BM as I certainly didn't feel up to going shopping. I would do this all the time, but OH prefers a particular type / brand of bread, and he eats far more of the stuff than I do.

(Almost) sorted some bank stuff. A bit long winded this one. I know that banks have to be careful with security, but it does make it hard sometimes to access / move your own money! Still a work in progress I think.

BlueJ94

Haha @DawnW time goes so fast! 

BlueJ94

Morning all!

Not long finished my extra shift at Sainsburys! Back in tomorrow again. Im currently waiting breakfast in the car, I've also ordered myself some new trainers as my feet currently kill I do about 8 thousand steps in my shift

To do

Make work lunches 
Hoover bedroom
Catch up on TV programmes 
Bed early 

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Put £400 in Principality
3.  NSD
4.  Meals from stores
5.  Read 
6.  Closed Capital One
7.  Duolingo Welsh

Elisheba

Hello all,

This week I am planning on:

1. Baking brownies rather than buying any snacks, 
2. Keeping the heating off, 
3. Doing the dishes only once a day
4. Only having one bath and the rest of the days either a shower or a sink wash (trust me, the way I refill baths this is money saving!)
5. Trying to sell a few clothing bit on FB marketplace
6. Returning all my library books bar one.
7. Sticking to a meal plan - all I should need is milk
8. Make bread in BM
9. Scan my receipts into the apps
10. Stay on top of the laundry

Today specifically I have:

1. Gone through planned spends for the next two months and cut them back to the bone
2. Made soup
3. Done my daily dishes
4. Had a sink wash rather than a shower as my hair didn't need washed

EssexHebridean

Hello everyone - can I join in?!

Plans for this week:
- return to regular checking of survey sites
- Cash prolific out once it hits £20
- Cook from freezer/fridge/cupboards
- Heating is staying off!
- Take stuff to charity shop and not buy anything while there! 
- Buying our (needed) replacement bread machine using 20% off voucher
- Buying our next chunk of Premium Bonds

I have already:
- Added a chunk of points to OnePoll
- Added several pounds to prolific
- Booked a (needed) hotel room for a couple of months time using a Hotelsdotcom reward night, and made sure that the room included breakfast for the £15 in actual money it cost me!
- Sent a letter closing a now cleared 0% BT card

DawnW

Hello @EssexHebridean of course you can join in!

Got over feeling rotten after my third jab, thank goodness, so today I have:

Finished the bank stuff that was taking ages yesterday

Dog walk. Not raining, but he doesn't like the wind much either, especially in the autumn due to the leaves it blows at him. Getting a leaf on one's fur is the worst!  

Load of washing, mostly dry outside in the wind. I will put it on the airer to finish off.

No heating on as it is mild

Picked a small bowlful of raspberries and some beetroot

Made a fruit pie (used elderly apples from the fruit bowl, plus a few home grown pears and quinces - I have a fridge full of pears and a meat safe full of quinces, and have already given 2 bagsful away), a mince and onion pie using some mince left over from yesterday, and a quiche to use up the last bits of pastry. Food for a few days there, though I am doing fish with ratatouille for tonight

Cleaned the bathroom and sorted the larder out a bit.

Started a shopping list, though there won't be much on it! I will buy a cheap bottle of gin though, as one of the people I gave quinces to, gave me a recipe that she had written out for quince gin. I really fancy trying that! I shan't make jelly this year, as I have quite a lot left from last.

Does anyone know anything about Shell Energy? I haven't heard good things, and we have been dumped with them due to out provider (Pure Planet) going under. Can't swap yet, but will probably be doing so.

EssexHebridean

I can vouch for quince vodka being absolutely stunning Dawn - we made some a few years ago and it makes the most beautiful pale pink drink - glorious with ice and a splash of tonic on a hot day - although I don't think there are too many of those to come any time soon!