Debt free journey

MissSensible

savingholmes said:

Fantastic find - that's fab news. Good luck with your repayment target too.Are you going to try for another transfer nearer the time? Have you checked your likely eligibility on the mse credit club? Before you take on any new cards - check for cashback via cashback sites too.

Morning everybody,

I have been at my daughter for the last two weeks looking after her two dogs as she has been away on holiday.  So it has been a busy time.  On the up side I have been using her gas, electricity and water and not mine.  What has my life come to !!!!!!!!!

Any way Saving savingholmes I have checked and one of my cards is offering a 0% balance transfer so I am going to use that if I do not make my target.  But before hand I am going to work out if it is worth moving, so looking at the transfer fee against the interest payment for the short time.  Sensible head on me with this one.

Food budget is going great and I am really into it now.  Everything that is bought is being used and nothing is going in the bin.  It makes such a difference to the amount of money you spend it is unbelievable.  

Ebay is still going well.  Last week I made just over £150 which is fantastic and it was all paid off the C/C.  I have found it quite hard listing new stuff as I have been back and too to my daughters with looking after the dogs.  But, I am home now so can start listing some new stuff again.  As long as I keep chipping away at it and the sales keep coming in I am happy.  Plus as a result the C/C Balance keeps going down.

I have paid all the monthly payments for this month, so all is good in that department.  I cannot wait for the total to go under the £20K.  I am £160 away from going into the £19k's.  Roll on the next £10k.

Have a great day everybody and dont over spend leading up to christmas as the shops are looking very nice and tempting at the moment.

savingholmes

Good luck getting the next £160 paid off. I think it does help to break it into chunks like that. 

Well done on the listings. I need to do more myself