Debt free journey

savingholmes

You sound like you are taking the right steps to create financial security. I found I had to create a compelling enough vision of the future to pull me past temptations along the way.

MissSensible

savingholmes said:

You sound like you are taking the right steps to create financial security. I found I had to create a compelling enough vision of the future to pull me past temptations along the way.

I totally agree with you.  I am focused on finishing the bits around the house, paying the c/c off and then I can start to live again and that is a really nice vision to have.  It does push you along.

So today I have parcelled the two sales on ebay and have paid the profit off the c/c which was a great feeling from two items that have just sat in the loft and nobody wanted.  After work I am going to continue listing on ebay tonight as I sorted more stuff out last night.

Breakfast -  as usual

Lunch was a chicken sandwich from left overs

Dinner tonight is Sweet Chilli Chicken and Rice, all out of the freezer or cupboard.

So extra jobs for this week are:

-  List another seven things on ebay
-  Do a list of what is in the two freezers and make a meal plan around those items
-  Sort out the Shed as I hate it if it is in a mess.  So I feel before it goes to bad I will give it a quick once over

Nothing else to report just waiting for the capital one statement to come in and I will pay that straight away and update my totals.  At the moment it stands at £21520.  I would love to hit the 20's by the end of this month.  Fingers crossed on lots of sales on ebay.

Take care everybody and have a great day.

savingholmes

Great target. I have seen lots of people make huge in roads with sales, surveys, cashback sites etc.

MissSensible

Savingholmes  thank you so much for your encouragement it means so much.

Last night I had for sales on *bay, I am absolutley made up.  The profit after fees and postage is £38.00. So this morning I have paid that off my c/c.  I need to pay another £867.50 and I will be at my half way point.  I cannot wait to get to that point.  

So today I am going to list another item in *bay.

Food today:

Breakfast  -  as usual

Lunch    -    Burger out of the freezer

Dinner    -    Jacket pots with beans and cheese

So that is it for today.  I am still looking for something to do extra to increase my income within my business I have at the moment.  I am giving myself four weeks to find something and start putting the wheels in motion.

Take care everybody and have a good day.

savingholmes

Well done on the profit and the new listing. It will all add up over time.

MissSensible

Hi Everybody,

Another day another dollar as they say.    Savingholmes thank you once again for the encouraging words, it means so much.

Well today,  

The last two credit card statements came in.  I have paid them and my new total is £21090.00  £90 to pay and into another level.  I cannot wait for the number to start with a 20, but it is not going to be long at all.  Nearly half way through me journey.

Last night I had another two items sell on ebay so they have been wrapped and have been posted to their new owners.  The profit after fees and postage has been paid off the c/c and I have more space in my loft.  

So today I have:

-  Listed two more items on ebay,

-  Food   Breakfast   -  cereal as usual
               Lunch        -   Leftovers that I had put in the freezer
               Dinner        -   Chicken, mash, carrots, cauli and gravy.  

I have also got in the loft and brought another box down to sort out.  The items will either be kept, sold on ebay, car boot box or charity shop.  I am enjoying sorting out all the stuff, it is very relaxing in a strange way.  Over the next week I am going to opening another account so I can start transferring some money into it as an emergency fund.  I would love to have about a years worth of bills in that fund.  Just another thing to work on.

Hope everybody has had a good day, take care

savingholmes

A year's worth of EF would be amazing. It's always nice when you dip into the next £1000 band down on your debt too. Depending on how quick that's likely to be for you - some people literally make square grids and colour them in. You set the amount based on what's realistic for you - so is a square £50, £100 or whatever - I do that on a spreadsheet in £100s and focus on my net worth but some people print one and physically colour... Just a though.

Chrystal

It certainly sounds as though things are heading in the right direction.  Well done you!

MissSensible

Thank you both so much for your lovely comments, they mean so much.

I had another two sales on ebay yesterday, so all profit has been paid off c/c.  I have listed another couple of things so hoping they sell in the new few weeks.  Over the weekend I am going to carry on sorting the loft out as it seems to be a good source of items at the moment.  We have never used any of them and a lot of the boxes I don't know what is going to be in them when I open them.  So that tells me we do not need the stuff that is in them.

I am going to have to pop to the supermarket today.  I have made a list for over the weekend.  So food for the weekend is a mixture of food from the freezer, cupboards and a little top up from the supermarket.  I am only buying what is on the list and nothing else.  I feel like I have got the food thing under control at the moment.  I just wish I would have done that years ago, all that waste it drives me crazy.  

Next month I am going to continue putting the effort into monitoring what we eat and again use up everything and have no waste at all.  As it is like throwing money away if you put anything in the bin.  

Also over the weekend I am going to carry on looking for another product that is linked to my business I have now but one that the general public would buy and use.  This would give me another income stream, which hopefully would replace my ebay sales once the stuff dries up in the house.  Hope this makes sense.

I have also found about 15 gold rings that I really do not want, need or have any connection with at all so I also need to find a way of getting them valued and sold.  It is amazing what you find that you do not know you have  when you start sorting out.

So my weekend job list is full which is great.  Plus it all will get me over that 50% mark which I so want to get too.

Have a lovely weekend everybody 

savingholmes

Sounds like you are finding literal treasure. It will help get you to your goals faster.

I need to start selling....