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Outstanding October's NSD Challenge!
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Day 13 for me today please
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Hi
I've achieved 5 more NSDs which makes my total 11 NSDs.
These were 10,13,15,16,17 and today 19 October.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
8/12 yesterday for me. Today’s fate hangs in the balance - depends whether DH manages to pick up a secondhand TV on his way home from work to replace the one DS just broke (with a spoon no less). That now makes a total of four TVs broken in 3 years by DD3 and DS. After a particularly awkward conversation over our home insurance following the second broken one, we at least learnt to replace with secondhand items. Still, getting beyond a joke now
. Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £41,447.53 (14.07.25)Mortgage start Dec 2024 £247,069.59 - now £243,955.28Mortgage overpayment total = £300Emergency fund £1000/£20001 -
Smarties chocolate called my name so not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well they do have the answer..beanielou said:Smarties chocolate called my name so not one today.2025 decluttering: 3,5045🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 306🥉🥈🥇💎🏆
Big kitchen declutter challenge 91/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Hi
I've had 6 nsd's since I last logged in..
Hectic time at work, roll on half term# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
OctoberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsBalancinglife 5/14beanielou 16/15
browneyed_girl 8/12
cathybird 17/15
Couldsavemore 12/15
doingitanyway 1/10
Elisheba 5/13
enkeltliv 3/15
GeorgianaCavendish 13/12
Honeysucklelou2 4/10
jammy dodger 13/15
kitty43 12/15
milann 5/15
Money Choices 11/18
QueenJess 15/20
scotmumof3 11/20
short bird 10/16
Sun Addict 8/15
welshspendthrift 2/12
WinterWarrior 13/15
Newcomers welcome
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Well done WinterWarrior, Elisheba, Kitty43, jammy dodger, GeorgianaCavendish, Money Choices, browneyed girl and Couldsavemore
Not one for me today, it's my birthday ha, and I have three days in a row of lunches out!
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Ooh - happy birthday @cathybird 🎉🥳🎂. I hope you have some great food 😊2025 decluttering: 3,5045🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 306🥉🥈🥇💎🏆
Big kitchen declutter challenge 91/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Happy birthday @cathybird 🧁
calling in early for a no spend Wednesday 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13
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