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My Plans of Actions and Dreams

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  • That's a big prolific goal, I don't think I've ever reached that high! Watching with interest and I hope you make it! 

    Other ways I've made money when it was desperately needed was to go through my DD's and see what I could cancel (i.e subscriptions or getting new deals on broadband and gas/elec - if you contact the water board they will give discounts if you're on benefits of any kind), selling stuff on FB or elsewhere, taking part in the GC on here as everyone is in the same boat and the NSD thread. It's great when you have moral support and are all in the same boat. I'll cheer you on from this side 👏🏼🎉

    Hope you have a good day. 😊
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • £26!! Wow that would have been snapped up I bet. I was lucky and got  £9 and then a couple of £1-2 ones earlier and they all paid out immediately so managed to cash out over £13 today. I see you've resisted temptation and left yours in there. How many months is that pot worth?
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Ah I got lucky, most days I click on them and it's nah too slow someone else got it :lol: 
    I saw a round up thing they do on there of your year so clicked on it. I joined in Jan so almost a year on there and I have earned £450 in that time so I think you've done well getting £100 in just over a month! Fingers crossed you get some sent your way and you're first there!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • MFWannabe
    MFWannabe Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you get some good news today 🤞
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear that you didn’t get the job. Did you get any feedback? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • MFWannabe
    MFWannabe Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I don't know what to do with myself I didn't get the job as you can probably guess.
    Was this the job you have been for an interview for? Or the one you should have gone to an interview on Friday and they pushed it back as they were doing g second interviews? 
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • MFWannabe
    MFWannabe Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    This may come across as quite blunt but it’s not
    meant to upset you x 
    If you hadn’t been to an interview you weren’t likely to get the job; no matter what any agency tells you 
    You seem to get your hopes up very quickly and think businesses are ‘messing you about’ Not sure how many people in your industry apply for each job but I assume it’s quite high; meaning companies have a lot of candidates to choose from 
    Are there any other jobs you could see yourself doing to bring in some money; even if it’s part time? Freelance work? 
    A lot of people change jobs in the New Year so more opportunities may come up then 
    Could you do some charity work while you are job hunting? Would look better on cv and get you out mingling with other people 
    It really is better to be working while job hunting 
    Take another look at opportunities with a fresh perspective; is there something else you could see yourself doing? You never know you may enjoy it?! You could be looking for a long time if you insist on searching for ‘dream job’ 
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • I hope you find something soon, even if not the perfect match for you. I (as you've probably read on my diary) usually just take whatever job is offered to me :lol: and I've had hit and miss with how happy they have made me, how much work I do, pay etc...so I would say give something else a chance you might be surprised! This job I have now I almost didn't bother turning up for assuming it would be like my other job but it is different & better paid and work/life balance better. Not perfect, but way better than I imagined. Perhaps you will find something that surprises you, in a good way!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • MFWannabe
    MFWannabe Posts: 2,457 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MFWannabe said:
    This may come across as quite blunt but it’s not
    meant to upset you x 
    If you hadn’t been to an interview you weren’t likely to get the job; no matter what any agency tells you 
    You seem to get your hopes up very quickly and think businesses are ‘messing you about’ Not sure how many people in your industry apply for each job but I assume it’s quite high; meaning companies have a lot of candidates to choose from 
    Are there any other jobs you could see yourself doing to bring in some money; even if it’s part time? Freelance work? 
    A lot of people change jobs in the New Year so more opportunities may come up then 
    Could you do some charity work while you are job hunting? Would look better on cv and get you out mingling with other people 
    It really is better to be working while job hunting 
    Take another look at opportunities with a fresh perspective; is there something else you could see yourself doing? You never know you may enjoy it?! You could be looking for a long time if you insist on searching for ‘dream job’ 
    I have applied to a lot of jobs last night, a lot of non dream jobs so I guess I am looking for anything that would be acceptable. Also I am going to take steps to make my spare room more profitable, by creating more space by taking down the cupboard in there and re-decorating. I had a sense of renewal over night, and I am ready to find another job, something that will tie me over. Thank you @MFWannabe I just put all my hopes into the job and it didn't bear fruit, I had a low feeling but that has now passed...I am ready to find the next job, I still have time and I have now applied for a lot of roles...so Fingers crossed something comes through for me and I think something will eventually and in time...so lets look to the positive. All the best. HotdogX
    🤞something comes your way soon x 
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think maybe pass on the flooring & the need to repay the money til you have a job. 

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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