What small DFW things will you do this wee 20.09.21?

anna42hmr

Well another small thing today remembered my NHS pre payment prescription direct debits are taken over 10 months and not 12 so this month and next month are my “free” months so to speak, so instead of leaving the money in current account that too has been sent to my MbNA credit card.  Only  extra 10.59 off the debt but better than nothing and saves it being frittered away on something else. 

Also had a £5 welcome back credit from PayPal (after using it again after ages if not using it to creat direct debit for switch incentives ) so have claimed that , withdrawn from PayPal account and sent from current account to the credit card debt too.   

BlueJ94

We had a massive fish tank leak this morning which has been a pain. 300 litres of water all over the living room floor!! We found the leak and have sealed it all back up so have to refill tomorrow. I'm just off to asda to do some food shopping but leaving OH at home as I always spend over budget when buying food

DawnW

Welcome @anna42hmr and well done on the extra payments you have managed to make. Please don't think that 'only £27.40 or £10.59 don't make a difference, because they do. Literally every penny counts with paying back debt. That is the way most of us do it / have done it, small, sometimes tiny amounts at a time. Certainly it was how I did it. I just kept going till one day there was no more to pay back. You will get there

@jadewest94 what a nightmare re the fish tank - were the fish ok?

BlueJ94

@DawnW luckily there was enough water left for the fish to swim around but barely! Good thing about having so many tanks I guess

BlueJ94

To top my day off, I've smashed the back of my phone aswell by shutting the car door on it

anna42hmr

DawnW said:

Welcome @anna42hmr and well done on the extra payments you have managed to make. Please don't think that 'only £27.40 or £10.59 don't make a difference, because they do. Literally every penny counts with paying back debt. That is the way most of us do it / have done it, small, sometimes tiny amounts at a time. Certainly it was how I did it. I just kept going till one day there was no more to pay back. You will get there

@jadewest94 what a nightmare re the fish tank - were the fish ok?

Thank you for the welcome i appreciate it.  Thats true, i need to start thinking more about how ever little bit helps, sometimes find it hard to given its such a small portion of the debt,  but i am determined to get there.   The credit card debt will be gone and hoping i no longer need to reply on 0% BT's and just rolling it all over every time.  

castlelough

Hello, feeling inspired by your efforts. So adding a few of my own!

-Took the children to the library this week: 33 free books to read! 🥰
-Began using my cloth nappies again after a period of exclusively using disposables...still going to use a disposable at night, but every little helps.
-Monitor how much washing powder I need to use per load. I think I've been using way too much, so I'm going to cut down on that.
-Look at options for reducing my mobile phone bill now that I'm out of contract. 
-Harvest some apples from dsil's apple trees. They are usually left to the birds. 
-Blackberry picking for the freezer (smoothies/porridge)
-Tackle flower/weed bed and sow bulbs and herbs. 

carrielovesfanta

Morning folks!

Sorry for being so rubbish at posting 
Welcome to @castlelough
@jadewest94 - argh to the fish tanks!

Very spendy week unfortunately. 2 new tyres for the car at £150 each (although that included all the labour and disposal of the old ones etc).. OH and I went out for an impromtu drinkies on Thursday and I had a horrid hangover on Friday. Alcohol doesn't always seem to agree with me (only had 3 pints so not tonnes!).

In small things though, made a good start on my Christmas (shhhh) knitting and generally pootling round the house. Don't really want to use the car as the numpties have bought all the blimming petrol and OH needs it for work on Monday. Although I am supposed to be going out for a meal today. Going to get OH to drop me off and I'll walk home. It's about 5.5 miles but I have spotted that I can walk back all the way along the river which will be rather fun. 

The list:
B/D from stores
No alcohol with my meal out
Lovely long walk = free exercise
Do a bit of work - swapped my days this week but d/t issues on the vessel, they aren't working so I'm surplus to requirements
Strip and remake the bed, wash the bedding and get it on the line to dry
Write up my plan for next week

Have a good one all

clf x

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Cleaned cupboard under stairs and reorganised everything in there
3.  Washed a load of canvas bags to give to the charity shop
4.  Cleaned down the stairs and cleaned window on landing
5.  Vacuumed living room
6.  NSD
7.  Meals from stores
8.  Cleaned cats bowls/mats
9.  Duolingo Welsh
10.  Read free book

@jadewest94 Glad the fish are ok

How’s everyone doing with the petrol situation? People here in Caerphilly seem to be panic buying and the petrol stations are running out because of this.  I have half a tank so am not worrying. If push comes to shove I have a bus pass.