What small DFW things will you do this wee 20.09.21?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

determined_new_ms

Morning everyone  hope you don't mind me coming back after so long and starting the thread! 

Today is a big day for me as I start my MA in Social Work. I'm a bit excited and a lot nervous about how I'll manage it with work, a young family and my dd is ill again so that's been really stressful for an ongoing period.

I haven't kept up with the thread so hope I can try and see all your news. Hope life is good for you all!

Small things:
* taking los in a flask for lunch, fruit for snacks
* reused a zip lock bag
* quick tidy round, vacuum and mop the floor before heading off
* catching the bus so I don't have to contend with traffic and finding somewhere to park miles away from uni. Hopefully that will give me an extra 40 mins a day to read
* madam going to a extra curriculum activity after school so no need to pay for after school club
* checked meal plan for dinner
* check in with dd and hope that today she comes here so I can look after her
* TOMM after uni/school pick up
* make madams pack up for tomorrow
* bath, book and pamper session tonight

Ok that's my lot. Hope you all have a good week

Bagpuss741

Thank you for starting the thread @determined_new_ms  Good luck with your MA

Today I have/will:

1.  Checked online banking

2.  Been to Wilko to get bird seed, cat litter and picked up a bag of catnip to put in her christmas stocking (Yes my cat has a christmas stocking)

3.  Washed litter tray and changed litter

4.  Wash cat bowls and mats

5.  Paid bills that needed to be paid

6.  Meals from stores

7.  Surveys

carrielovesfanta

Morning folks!

Nice to "see" you DNMS - good luck! I'm sorry your dd isn't well at the moment. Always here if you want to drop me a message x

Feeling a bit chaotic here - feel like I'm hurtling through massive to-do lists constantly. Some of it is seasonal (preserving - I'm looking at you) and some of it is self-inflicted. I'm trying to remember why I didn't do these things during my 6 month long furlough. Some of it was lack of money, some of it was the time of year, but I think a lot of it was how soul-sucking it was being unsure of what was happening for that long. I was definitely struggling to find any "get up and go".

OH and I were discussing yesterday how we're veering between wanting to be all "good and on it" (healthy eating, budgets etc) then getting all giddy and doing anything we fancy. Definitely a pandemic-furlough reaction. Just need to sit and pick it apart a bit in my head. 

Today though:
B/L/D from stores. Not sure what dinner will be yet.
WFH - saves petrol. May WFH tomorrow too...
Use mooncup
Nip to the allotment to pick more haws. Turn into bottle of haw ketchup. OH didn't like it last year but I never tried it so we'll see. The berries from the hawthorn at the back of our plot are huge - the biggest I've ever seen!
Bit of crochet. Trying to make some headway on a project that has been sitting around too long. Started a wreath for myself, then m-i-l wanted one too so I have to make double the stuff. It's a really fiddly job. Lots of tiny individual pieces to make (and the attendant ends to sew in!)
Do free stretching routine.

Have a good one all

clf x

BlueJ94

Afternoon all! 

Nice to see a busier thread this week

I had banana and Nutella baked oats for breakfast. For lunch I have home made egg fried rice, with broccoli peas chicken and curry sauce!

To do today

Drink 2 litres of water (i've drank nearly all of it, may even aim for 4 today)
Stop at the shops on the way home for bits for work for the week
Surveys

DawnW

Afternoon all

Thanks for starting the thread DNMS. Lovely to 'see' you back, and good luck with your MA

Busy morning -

Dog walk

Made ratatouille to include home grown aubergines, courgettes and garlic. Courgette pile is currently non-existent as DD relieved me of loads yesterday.

Made a big pot of bolognese, to use up more bendy vegetables and freezer bits

Made 3 banana and choc chip cakes for friend who is doing the MacMillan coffee morning thing as usual this year. Used 3 black bananas from the freezer

Cleared 2 tubs of lettuce (mainly weeds now truth be told, as most of the lettuce had been eaten), and sowed with rocket and coriander. Might be a bit late, but only a few old seeds lost if it doesn't work.

Load of washing currently drying on the line

Still need to:

Prep fruit for marmalade - a mixture of unappetising clementines, an elderly lime and some lemon shells, all saved in freezer till there was enough. I will need to add lemon juice to make that lot set!

Freeze more beans

Pack ratatouille into tubs and freeze

Check banks and update spreadsheet

I'm sure there is more, but at least there is only pasta to cook for dinner tonight.

BlueJ94

Evening all, 

To do tonight 

Work lunch currently doing
Surveys (egar to pay off my fluid) 
Make a meal planner or order one

Oh and start watching Vigil! 

BlueJ94

Morning all!

Today's list 

Water as usual 
Free fruit from work
Wash the last load of washing and put away 

Bagpuss741

Today I have/will:

1.  Checked online banking

2.  Been to Home Bargains to stock up on cleaning stuff also picked up some christmas sweets to put away

3.  Surveys

4.  Meals from stores

5.  Duolingo Welsh

6.  Upload receipt to shoppix

7.  MIndfulness (I have anxiety which is starting to flare up due to covid restrictions being lifted)

8.  Read free book

9.  Wash hedgehog bowls (they come up to my back door to feed, so cute but messy eaters)

carrielovesfanta

Morning folks!

Happy autumn equinox!

In work today and OH at home. Not very much to report on a small things list:
B/L/D from stores
Try and focus up at work
Change out couch blanket from summer to autumn
  Make a list of things I need to do on my mid-week weekend! (I have swapped my days this week to cover a vessel at the weekend)
Poss some knitting

Have a good one all

clf x 

DawnW

Morning all

Today I have / will:

Dog walk (done)

Made marmalade from fruit I prepped yesterday. Only a small batch, made from mixed frozen citrus fruits, Tastes yummy  

Froze a batch of beans

Wrapped the cakes I made yesterday, to take them to my friend for her charity bake sale. Avoided eating any!

Hoovered inside car as it was filthy and it is going in for a service on Thursday

Put dry washing away

Got out a quilt thing to put over the bottom of the bed, as OH was complaining that his feet were cold. If I put the winter duvet on it is bound to warm up and we would then be sweltering!

Fed and watered strawberries, beans, chillis etc

Working this afternoon

Dinner will be cold meat from freezer, jacket potatoes and salad. Will ask OH to make some coleslaw while I am at work

Better get on!