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Learning to walk before I run
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Alchemilla said:Hmmm. I'd like my kitchen units painted.Back to my exercise class today. I was perhaps a bit more timid than usual (and I kinda skived off 5-10 minutes early), but no pain from my injured arm
I have made the usual weekly payments for next week (£6 each now). Payments made to OPs/CC/ISA. I have also paid another £100 to CCs.Edit: DD set up for utility bills so that I get cashback from the Spanish bank. I've also moved my TV Licence DD over to them for simplicity, paid the architect the last of his fees (building warrant approved) and pestered the kitchen spraying guys for a date.9 -
OMW! Current pet insurer want to put our premium up by 45%!7
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Ouch to insurers - hope you find a better one.
Great news on the warrantAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/56 -
@edinburgher but what colour?!6
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@Alchemilla - I believe they use Farrow and Ball dupes - maybe dark blue units and white tiles/worktop?
I spent ages comparing all the insurance options, bloody boring task. In the end we went direct to a company called "Everypaw"£277 with £70 of cashback to come if we are lucky. That was less that 1/2 of the quote from Gouged Eye Many. It only covers us for £6,000 per cat annually (was £15,000). As, however, tabby cat had a titanium pin inserted into her paw for £2,000, I think it's probably enough!
We were not willing to spend more each month than £500,000 of people life insurance costs.
As companies can no longer charge interest for paying monthly, we went for the DD option. This freed up £201 which I paid off a CC8 -
Oh I LIKE the sound of dark blue.5
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Kitchen choices sound lovely!
Gouged Eye Many?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
themadvix said:Kitchen choices sound lovely!
Gouged Eye Many?6 -
Thank you! I couldn’t for the life of me work it out!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Dark blue sounds lovelyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/55
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