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Learning to walk before I run
Comments
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ooo - the food market sounds lovely! Good call on breaking up the hike with a food reward.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)5
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Decorative bark can attract tiny flies like fruit flies. Maybe consider horticultural grit to top dress the borders?Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here5 -
We've had bark since we moved in and only one summer with significant numbers of fruit flies. My issue with grit is that it's very heavy to work with and won't stop the horsetail coming up any more than the bark. Much easier to weed through bark than grit/gravel in my experience.7
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Work is relatively calm today, workload down a bit and all bosses off

£6.05 OPed and £13+ made from Prolific, so far.
I notice that Morries have a "Christmas" type offer already (basically spend £60 for 3 weeks and get £15 of vouchers). While I realise that these sorts of offers are gimmicky, they're ok in my experience if you'd need to do the shopping anyway. I'm currently at £185 of points and vouchers towards the cost of Christmas, this would take me up to £200+, which would probably cover us for dinner for 7.8 -
A tiring day. Worked my usual hours, took DD1 to Guides, did 2 hours of overtime, £25+ on Prolific.
On the bright side, only one hour of overtime left for the week as I did a little extra last week. Long weekend coming up.7 -
I received a notification from M&S that Christmas Food to order has opened. We're still on our holidays though!edinburgher said:
I notice that Morries have a "Christmas" type offer already (basically spend £60 for 3 weeks and get £15 of vouchers). While I realise that these sorts of offers are gimmicky, they're ok in my experience if you'd need to do the shopping anyway. I'm currently at £185 of points and vouchers towards the cost of Christmas, this would take me up to £200+, which would probably cover us for dinner for 7.Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here6 -
£2 on a £5 spend at TCB today folks 👍🏻7
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Woohoo! That’s a real result !edinburgher said:Well I never! Micromanaging boss has informed all of the senior members of the team that they will no longer be micromanaging us reviewing all of our work
They have been doing this for several years. In all this time they have identified perhaps 2-3 things to be corrected in my output, if I'm generous. Apparently they're off to micromanage some new recruits instead.
No longer will I need to write for the three audiences of the recipient of my response, the boss who doesn't understand it and the ombudsman who needs to have everything explained twice
Tx for reminder on the Morries - I haven’t been there for a while but have a few £5 waiting for Xmas - I will look at this offer & the TCB oneDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Thanks @edinburgher as usual you have informed me before TCB, still no email from them, but thanks to you my account has been credited with my cashback and bonus before 9 am 👏🤗edinburgher said:£2 on a £5 spend at TCB today folks 👍🏻Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
At the risk of injecting too much nauseating positivity, I had a damn good week!
- Knuckled down at work and got a lot off my plate before the BH weekend
- New post I want to apply for is hopefully getting advertised a week today
- Cancelled mobile broadband still paid cashback - £110 for less than a week's service
£100 to home maintenance budget, £10 to OP budget - Mrs E's mega bonus has finally paid out. This was 10% of her salary before deductions (about £2,500 after) and it meant that she has just had her highest monthly wage ever (in 40 years). It's probably a one-off, but it was great for her. Basically she was promoted, so highest performance grade had to apply
There were some things that didn't work out (lack of sleep, still a bit frazzled, not as many studies of the quality I'd like etc.) but definitely a win in the end.
Today we've been to the local shopping mall with the children and tomorrow Mrs E is taking DD2 to watch an animated film at the cinema in the morning.13
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