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Learning to walk before I run
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edinburgher said:I share your pain @rtandon27 - I'm also managed by a micromanager!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!6
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Organised to speak to a mortgage broker to start the ball rolling on a remortgage today. Except I was 3 weeks early, so I didn't 🤦🏻♂️8
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edinburgher said:Organised to speak to a mortgage broker to start the ball rolling on a remortgage today. Except I was 3 weeks early, so I didn't 🤦🏻♂️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Too early, as in, the appointment is in 3 weeks time, or three weeks too early to be able to move?
I hope I was never that micromanager. I liked to fully understand things (still do) but did not feel I needed to manage beyond ensuring my staff knew what to do and knew enough about the subject matter to resolve issues and brief me and seniors as neededSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
@Suffolk_lass - the latter - I can just about manage my diary
Work is oddly quiet today, I'm feeling a bit bored, truth be told. Perhaps time for some job hunting before hitting some overdue work admin this afternoon?- £1.65 OPed
- c. £1 from small surveys on Prolific
- £2 from a Y Live survey (couldn't help myself)
- Remembered the £2 SIPP payment (£2.50+ after tax relief) I owed myself from last weekend
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