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Learning to walk before I run
Comments
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Well done in persisting with the ceiling repair. You’ll stop ‘seeing’ it now … 😊
How is your cat now? Has her limp resolved? My cat is marauding vigorously with varying degrees of limp, I suspect determined by how high in a tree she has climbed or jumped from … 🙄😂😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
@KajiKita - but now I'm seeing the small spots that aren't 100% blocked
Cat is now at full strength, her only real risk of injury at present is getting directly under my bloody feet! In fact, most of this morning's OP was the pet insurance paying out after 3 months with no need to speak to our insurer 🙏🏻4 -
In a few days that ‘seeing’ will have faded, honest! 😂
Sounds like cat is fabulous and I’m glad the insurance came through with no hassle. 😊👏My cat has started a new technique this morning for ensuring she has my undivided attention - walking round and round and round on my lap and with every circuit, wiping an absolutely rain-sodden tail across the front of my throat! Ugh … 😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Well done on tackling the repair and decorating so promptly. It is easy life gets in the way and then it becomes a bigger job that gets on our nerves but we are never in a position to deal with it.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
It looks worse this morning
Worse like "that's going to need redone at some point", not worse like "I'm going to tear that bleeping ceiling down with a claw hammer". Still, highly unimpressed with the spray version of Zinsser BIN. 4 coats and it didn't do the job. I think I'll give everything a few weeks to dry out then try again with a different product.
£150 paid into my dividends pot. I'm trying to add £25/week and that's me until the end of August. I'm really bad at spending my pocket money on fun 😅
Took DD2 to the cinema to see Minecraft for the third time! Amazed she still fancied it but the tickets were £1 each (thanks MSE).
Going to do an hour or two of overtime today (7 or 8 hours total for the week).6 -
Having a quiet but productive BH. Recycling out, 3 loads of laundry processed and a few items of clothing ordered from Tu for DD2. There's a £2 cashback on a £10 offer for select accounts at TCB today. If you can't find the banner, try searching for the offer on HUKD and you can click through from there
£2.28 OPed and I think I may have overdone it this month (£963+ OPed)I am going to have to screw the nut next month - we still need garden fence repaired from the earlier storms and our bathroom is in dire need of a renovation. That will be £3,000, conservatively.
Purchases have concluded on my S&S dividend pot and it's up to £675. Now to try and leave it alone for a bit!10 -
Thanks for the heads-up on the cashback. I don't know why I bothered signing up to their emails, as they never seem to let me know about these, although fortunately you do!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
South_coast said:Thanks for the heads-up on the cashback. I don't know why I bothered signing up to their emails, as they never seem to let me know about these, although fortunately you do!
I bought a gift card, cash back and bonus are ready to be paid out.
Thanks for the heads up.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
I wish my cashback had tracked! Hey ho, set myself a reminder to chase next week...7
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I got an email! At 2.23pm....🙄Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8
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