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Learning to walk before I run

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edinburgher Posts: 13,786 Forumite

13 June at 2:32PM edited 13 June at 2:34PM

The lovely Mrs E took a sick day and we've been minding DD2 in shifts. DD2 is knackered (PITA from 10-1, then up 2-5).

Looking at energy costs, I suspect that mollusc are no longer good value for us (tariff up imminently). Does anyone have honest feedback (good or bad) about oot Fawkes les marché?

5
edinburgher Posts: 13,786 Forumite

13 June at 5:39PM

It would appear that the universe tires of offering me challenges - COSLA have made a reasonable 2-year pay offer of 4% + 3.5%

10
South_coast Posts: 5,813 Forumite

13 June at 6:20PM

That's a lot more than I got last year in the wicked old private sector 👍

Mortgage start: £65,495 (March 2016)
Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

Finally earning interest instead of paying it!!!
6
Baileys_Babe Posts: 6,229 Forumite

13 June at 6:32PM edited 13 June at 10:40PM

Good news on your pay rise, Ed.

My OH is also in the private sector, no pay increase since COVID 😭

Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

One income, home educating family
6
rtandon27 Posts: 5,541 Forumite

13 June at 6:57PM

Fabulous News on the Payrise!

4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)

(With heartfelt thanks to those who have gone before us & their indubitable generosity.)

...and now I have a mortgage! (23 AUG 2021)

New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)

Psst...I may have started a diary!

5
beanielou Posts: 95,232 Ambassador

13 June at 7:11PM

Good news on rise.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
5
KajiKita Posts: 7,354 Forumite

13 June at 7:47PM

Oh that’s wonderful news (and well deserved!) 😊

KK

As at 15.06.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £234,698
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030

Read 33 books of target 52 in 2025, as @ 6th July
Produce tracker: £201 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
6
edinburgher Posts: 13,786 Forumite

14 June at 6:41AM edited 14 June at 6:41AM

Managed an uninterrupted 7h 32m of sleep!🤸🏻‍♂️

7
KajiKita Posts: 7,354 Forumite

14 June at 7:03AM

What a relief! 😊❤️👏🤩

Hoe you all have a good weekend.

KK

As at 15.06.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £234,698
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030

Read 33 books of target 52 in 2025, as @ 6th July
Produce tracker: £201 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
6
Baileys_Babe Posts: 6,229 Forumite

14 June at 8:47AM

edinburgher said:

Managed an uninterrupted 7h 32m of sleep!🤸🏻‍♂️

Great news, I wish you all many more nights of the same.

Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

One income, home educating family
5

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