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Learning to walk before I run
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You’re very quiet @edinburgher - hope all is well.6
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Happy birthday Ed - and happy Easter!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Hope you are enjoying Easter, and HB old bean (a day late)Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Best wishes. Hope you are okay.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/256 -
Thanks folks. On Arran and trying my best to relax after a very challenging few months14
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Enjoy Arran. Used to have a lodge at Auchrannie! Relax & refuel.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
@beanielou - expensive?We have returned. The first 2 days were lovely. The following 5 days were overshadowed by major building works taking place next door and stormy weather yesterday, can't be more specific without it being outing, as Mumsnet likes to say
Kids were a mix of angelic and quite demanding and Easter/my birthday was not enjoyable. I struggled to relax and am quite glad to be home, to be frank. Holiday was not worth 50+ hours of overtime, perhaps the outcome would have been different if we weren't self-catering.
I've been to the gym today, which helped to get me back on an even keel and while I'm stressed about returning to work on Monday, it's good to be in our own space again.NW rose in March by c. £18,500, which is a huge result. % FI actually went backwards tho, as spending increased.Just spent £200 on cat food for the Maine Coon (400 days of dry and 60 of wet)I thought inflation was grinding to a stop?
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Sorry the holiday was disappointing. Good you have a couple of days at home before returning to work.
Eek to cat food costs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/257 -
It was indeed expensive @edinburgher. Worth it though at the time.
I would love a maine coon but maybe not at those prices!
My two rescues cost enough!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Oh dear that’s a shame, you go away to relax not have the stress of building work ☹️ I hope you have a relaxing day today and work goes ok when you are back.MFW 67 - Finally mortgage free! 💙😁7
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