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Learning to walk before I run

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  • savingholmes
    savingholmes Posts: 28,937 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My kids are young adults now but still remember the London trips fondly - we went a few times and did Portobello Rd market of bedknobs fame - covent garden, china town, the river cruise and the wheel. We looked at the outside of the houses of parliament, tower bridge, Nat history museum and loved the V&A - it had outdoor fountains which were perfect on a hot summer day - may not be as useful at the time of year you are going. We also went to the famous H toyshop - the posh H shop (bought fudge) and primarni
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Some nice mse-ing there ;)

    Good to have the EF fund bigger - its useful in a 'if i need to leave this company i could money - sorry they are being a pain about your holiday - can you not otherwise add the extra cash into you sipp/work pension for that month to get the tax advantage?
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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