Learning to walk before I run

killerpeaty

badmemory said:

killerpeaty said:

It really is so disappointing when your meal isn't what you expected

I must confess that meals I have eaten out in the last couple of years have mostly been very disappointing.  I normally try to have something that I wouldn't cook myself because those can be extremely disappointing, you know what I mean, when it turns out the only good thing about a meal is you didn't have to cook it but wish you had.  I will never again pay for a "sunday dinner" the height of rubbish meals.  Saying that I have friends who think they are great.

I love a good meal out, but I think if you aren't confident with cooking (like me) then it's relatively easy to find a satisfying meal.

Ed, half the trouble I get into is probably due to not taking into account the logistics like that. 

edinburgher

I am plugging away with the CC payments, most recently £99.77 today

The window cleaner has returned (went AWOL for a bit) and I feel much more human as there's much less sawdust on my windows! Our made to measure blinds have also arrived, I'll enjoy putting those up at the weekend. I may have gone a bit mad grocery shopping yesterday (picked up 2 mahoosive gammon joints as MoMo's had them for £3.99/kg and spent c. £100 today at my new Chinese supermarket, the Chinese bakery and a Chinese takeaway that serves Hong Kong style roasts Anyway... freezer is heaving, I picked up lots of occasional purchases (big bottles of toasted sesame oil, Shaoxing wine and sauces) and some insanse snacks (I think the Chinese might be the masters of insane snacks).

I also went to my exercise class and got a flu jab (free from work)

The work week was brutal and while I continue to get the odd dose of imposter syndrome, my boss is definitely going to be allowed to fill their current job now that they have been promoted, so I will throw my hat into the ring.

L9XSS

Making inroads into the CC payments is always satisfying. I’m definitely aiming for no CC debt when I retire. 60 or 62 at the lastest, I hope I don’t get drawn into the OMY syndrome as the numbers stack up well for 60 years of age and “strong” for 62 years of age. See how I continue to enjoy the job when I hit 60 (4.5 years but I’m not counting LOL). Good luck with the “next level” step at work. Off to the gym shortly, back to work this weekend.
Let us know how your Whisky sale goes.

savingholmes

Good luck with the promotion opportunity. 

edinburgher

I just realised that I never did a September month end statement - I hope you like pain!

SR		31.53%
NW		£689,935.93
NW Change		-£14,843.18
Target		£958,401.00
Years To Go		20.95
Percent FI		71.99%

What can I say about that?! A 5-figure drop (1/2 investment falls, half builders), 2.5 years added to our FIRE date. Things can only get better, full disclosure, share the bad times as well as the good etc

South_coast

Yowee 😱! At least you knew the cost of the building work was coming, not quite the same for the stock market though....!

savingholmes

You'll bounce back. Long term the work is likely to have added value to your house... The stock market should recover... You can only control what you put in - not what you get back.

LadyWithAPlan

badmemory said:

killerpeaty said:

It really is so disappointing when your meal isn't what you expected

I must confess that meals I have eaten out in the last couple of years have mostly been very disappointing.  I normally try to have something that I wouldn't cook myself because those can be extremely disappointing, you know what I mean, when it turns out the only good thing about a meal is you didn't have to cook it but wish you had.  I will never again pay for a "sunday dinner" the height of rubbish meals.  Saying that I have friends who think they are great.

My family inc the parents and I  had a meal out at a Miller & Cart*r recently and we were all actually very impressed, my uncle even said that he is often disappointed with food out  but this was really good and reasonable for a nice place.
I hate paying for disappointing food, I think as we are all so frugal we really know what it costs so it needs to be good. I tend to only eat out when its cuisines I dont cook a lot or have the correct ingredients in, or birthday celebs.

Sorry about your FIRE Sept. I notice my one Vanguard  sipp £30k was rebounding over £1k up  since Monday and its Vanguard so nothing high risk.

edinburgher

@LadyWithAPlan - Vanguard have plenty of high risk options - diversified and low cost can still be plenty high risk! You know your own investment choices, just wanted to point out for the benefit of others that passive investing still attracts a good degree of risk if the investments are still in S&S

So why is it these things always come in 3s/25s? I noticed yesterday that our radiator TRV in the hall was leaking. I crapped myself somewhat, as the bamboo flooring can buckle if it's left wet for a long time. Anyway, it seemed to be a simple enough job to tighten up the nut under the top of the TRV... Didn't work, bought some PTFE tape and plumber's grease, wrapped this around the thread of the spindle valve? tightened it up again. Didn't work, tightened the nut for the 3rd time aaaaaand - tightened it too much Cue an evening without heating and helpful FIL coming round this morning to help me drain down the system and fit a new TRV. He pretty much fitted the TRV but I did all the donkey work with radiators, keys and pipes. Once we'd got it all fitted, it turned out that the overflow pipe from the boiler to the drain hadn't been secured to the boiler and was essentially sitting on because of gravity! The builder had obviously knocked it when boxing in the pipes, so there was also a mini lake on the worktop dripping down onto the extension cable that feeds the tumble dryer!!!   So I suppose we're glad the TRV broke, as that could have been an electrocution or a fire. I'll have the boiler installer secure the pipe properly when they come out for our annual service in a few weeks, !!!!!! poor.

Yesterday ended up quite poor after a positive start. As well as the radiator, I ripped a callus at my class, had to cut it off and so have a cm round open wound on my palm, cut a finger on my other hand opening a bottle of sauce and had a rotten sleepless night. Couple that with FIL coming round unexpectedly early and I feel grotty, unshowered and still grumpy. Could be worse, at least my radiator works now! 

On cuter news, DD2 is cutting her first tooth, 5 months old tomorrow!

£69.32 paid off the larger CC (1% + a couple of bucks from my personal spends account). Will need to order a birthday card for Mrs E's birthday next weekend. Other than that, just a bit of virement and low level background panic. Have a nice weekend all.

savingholmes

Sorry the builder is the gift that keeps on giving... In a bad way. Thank God for FIL