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Foam in roof - thoughts?

2

Comments

  • Thanks everyone for your invaluable advice.

    I've told my conveyancer to stop any further work. Also sent the estate agent an email containing URLs of foam horror stories and a request to "Ask the seller how the foam was installed and get evidence, such as photos, of the same". Told the agent that the seller's response will determine my next action e.g. abort purchase or get the foam removed at the seller's expense.

    The search for my new home continues.
    "The problem with Internet quotes is that you can't always depend on their accuracy" - Abraham Lincoln, 1864
  • Eek, this is worrying...

    We're buying a house with a loft conversion, which has spray insulation in the eaves. The surveyor said the roof condition appears to be okay; and there's a valid guarantee, which our solicitor sent to our lender, and they've signed off on us buying it... 

    We are intending to "finish" the loft conversion with dormers anyway, to make it a more usable room, but I wasn't aware the foam would be such an issue. Does it matter what type it is? My knowledge of roof foam is basically non-existant, but I'd naively thought that if the solicitor, bank & surveyor were happy, we'd be okay.
    Signature down for maintenance :rotfl:
  • FreeBear
    FreeBear Posts: 17,868 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    SaucySecrets said: I wasn't aware the foam would be such an issue. Does it matter what type it is? My knowledge of roof foam is basically non-existant, but I'd naively thought that if the solicitor, bank & surveyor were happy, we'd be okay.
    There are two types of spray foam - Open cell and closed cell. It is claimed that the open cell is "breathable" and will allow moisture to pass through, but... During the curing/drying process, both types form a tough outer skin which is pretty impervious to air and moisture. Any moisture wicking past (particularly around the roof timbers) will get trapped and promote rot of any wood.
    If the vendors have stuffed the space between the rafters with PUR/PIR Celotx/Kingspan sheets (the stuff with foil on both sides), this will be less of a problem. With careful installation, an air gap can be left between the insulation & tiles to allow the space to be properly ventilated.

    Her courage will change the world.

    Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
  • AdrianC said:
    .
    Your biggest issue is likely to be that the roof foam exists in the first place.
    This /\.
    Find a property without foam.
    Would it not be an option to get a quote for a roof replacement? 
    19/7: Sale property on market
    24-25/7: 22 viewings on sale property
    24/7: Viewed purchase, probate awaited, no chain
    27/7: Offer accepted on sale (above asking price) FTBs
    28/7: Asking price offer placed on purchase
    29/7: Offer accepted on purchase
    11/8: Mortgage appointment with natwest
    12/8: Mortgage application submitted
    13/8: Valuation done on sale
    13/8: Valuation on purchase booked for 31/8
    16/8: Sale valued at offer price 
    18/8: Valuer for sale turned up early, valued at offer price
    19/8: Mortgage offer received
    26/8: Full structural survey done on sale property. Informed probate granted. 
    3/9: Survey report received, some untoward findings
    8/9: Second viewing, decision to reduce offer
    10/9: Reduced offer submitted following building quote
    11/9: Transfer form & contract signed for sale
    13/9: Sale searches back
    14/9: Reduced offer accepted
    16/9: Mortgage appointment to amend application
    17/9: All searches back on purchase
    18/9: Contract & transfer form
    signed on purchase
    20/9: Amended mortgage offer received 
    21/9: Mortgage redemption requested 
    22/9: Draft completion statements received 
    24/9: Exchanged contracts
    30/9: Proposed completion 
  • FreeBear said:
    AdrianC said: Your biggest issue is likely to be that the roof foam exists in the first place.
    If it is indeed that spray foam stuff sticking like poo to everything up in the loft, either negotiate a substantial reduction in price (something in the region of £40K) or walk away. It is possible that the mortgage provider will refuse to lend on the property until the stuff has been removed and any damage caused is repaired.
    Although.... If that Nationwide Energy Seal guarantee is for a waterproofing agent slapped on the walls & tiles, you'd be best running away now before spending any more money on the legal stuff. Bricks & tiles do not need "waterproofing", and if anything, can trap moisture within causing them to spall in time. Oh, and the final paragraph of that guarantee locks the client in to a 10 year contract with the company and renders it void if anyone else so much as looks at the roof.
    What is the basis for 40k price reduction out of interest? Given that a roof replacement is usually in the region of £10k, add extra workload/money for replacement of tiles and removal of foam. Batons should be replaced anyway, and the timber may not be damaged if the foam hasn’t been in place long? If a survey has suggested no evidence of damp in the timbers would this not be reassuring? 
    I am asking because we are hoping to proceed on a property with foam
    insulation, that we knew needed a new roof before the foam was discovered on survey. We are now hoping the vendor will meet us half way and we have been quoted circa £12k by a reliable roofer who has worked with this stuff before. 
    19/7: Sale property on market
    24-25/7: 22 viewings on sale property
    24/7: Viewed purchase, probate awaited, no chain
    27/7: Offer accepted on sale (above asking price) FTBs
    28/7: Asking price offer placed on purchase
    29/7: Offer accepted on purchase
    11/8: Mortgage appointment with natwest
    12/8: Mortgage application submitted
    13/8: Valuation done on sale
    13/8: Valuation on purchase booked for 31/8
    16/8: Sale valued at offer price 
    18/8: Valuer for sale turned up early, valued at offer price
    19/8: Mortgage offer received
    26/8: Full structural survey done on sale property. Informed probate granted. 
    3/9: Survey report received, some untoward findings
    8/9: Second viewing, decision to reduce offer
    10/9: Reduced offer submitted following building quote
    11/9: Transfer form & contract signed for sale
    13/9: Sale searches back
    14/9: Reduced offer accepted
    16/9: Mortgage appointment to amend application
    17/9: All searches back on purchase
    18/9: Contract & transfer form
    signed on purchase
    20/9: Amended mortgage offer received 
    21/9: Mortgage redemption requested 
    22/9: Draft completion statements received 
    24/9: Exchanged contracts
    30/9: Proposed completion 
  • FreeBear
    FreeBear Posts: 17,868 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    scottie21 said:
    FreeBear said:
    AdrianC said: Your biggest issue is likely to be that the roof foam exists in the first place.
    If it is indeed that spray foam stuff sticking like poo to everything up in the loft, either negotiate a substantial reduction in price (something in the region of £40K) or walk away. It is possible that the mortgage provider will refuse to lend on the property until the stuff has been removed and any damage caused is repaired.
    Although.... If that Nationwide Energy Seal guarantee is for a waterproofing agent slapped on the walls & tiles, you'd be best running away now before spending any more money on the legal stuff. Bricks & tiles do not need "waterproofing", and if anything, can trap moisture within causing them to spall in time. Oh, and the final paragraph of that guarantee locks the client in to a 10 year contract with the company and renders it void if anyone else so much as looks at the roof.
    What is the basis for 40k price reduction out of interest? Given that a roof replacement is usually in the region of £10k, add extra workload/money for replacement of tiles and removal of foam. Batons should be replaced anyway, and the timber may not be damaged if the foam hasn’t been in place long?
    Had a quote recently to strip & replace my roof at £17K - Using that figure, double it should the timbers need replacing, and then add a bit for contingency.
    Her courage will change the world.

    Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
  • Hi OP here. I pulled out of my purchase this morning.

    Here's an explanation of spray foam problems that will scare the bejeezus out of buyers and owners alike. 
    https://www.heritage-house.org/damp-and-condensation/insulation-related-damp-problems/renotherm-roof-insulation/item-1.html
    "The problem with Internet quotes is that you can't always depend on their accuracy" - Abraham Lincoln, 1864
  • Hi OP here. I pulled out of my purchase this morning.

    Here's an explanation of spray foam problems that will scare the bejeezus out of buyers and owners alike. 
    https://www.heritage-house.org/damp-and-condensation/insulation-related-damp-problems/renotherm-roof-insulation/item-1.html
    Sorry to hear this. 
    19/7: Sale property on market
    24-25/7: 22 viewings on sale property
    24/7: Viewed purchase, probate awaited, no chain
    27/7: Offer accepted on sale (above asking price) FTBs
    28/7: Asking price offer placed on purchase
    29/7: Offer accepted on purchase
    11/8: Mortgage appointment with natwest
    12/8: Mortgage application submitted
    13/8: Valuation done on sale
    13/8: Valuation on purchase booked for 31/8
    16/8: Sale valued at offer price 
    18/8: Valuer for sale turned up early, valued at offer price
    19/8: Mortgage offer received
    26/8: Full structural survey done on sale property. Informed probate granted. 
    3/9: Survey report received, some untoward findings
    8/9: Second viewing, decision to reduce offer
    10/9: Reduced offer submitted following building quote
    11/9: Transfer form & contract signed for sale
    13/9: Sale searches back
    14/9: Reduced offer accepted
    16/9: Mortgage appointment to amend application
    17/9: All searches back on purchase
    18/9: Contract & transfer form
    signed on purchase
    20/9: Amended mortgage offer received 
    21/9: Mortgage redemption requested 
    22/9: Draft completion statements received 
    24/9: Exchanged contracts
    30/9: Proposed completion 
  • Slinky
    Slinky Posts: 10,891 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Scary stuff! I feel sorry for vendors who paid good money to wreck their home when they thought they were trying to do the right thing.
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  • Thought maybe this thread was about having a house party.
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