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Splendid September's NSD Challenge!
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Trying to catch up after a busy time at work. Achieved 8/12 on Wednesday. Spend day yesterday and today, but fingers crossed for number nine tomorrow - not much of September left!Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £40,597.02 (09.08.25)Mortgage start Dec 2024 £247,069.59 - now £243,571.35Mortgage overpayment total = £300Emergency fund £1000/£120002 -
12/15 for me - yesterday and today as I have no plans for todayJanuary spends - £587.582
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NSD for yesterday ☺️1
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Not today, hopefully for at least one day at the weekend though as I don't need anything. We might go out on Sunday and stop for coffee/lunch somewhere but will see how it goes.
Happy Friday everyone!
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Still 15/15
Ordered clothes online as had a discount code but I’ve been charged full amount 🤨. Emailed customer service but it will all go back if I don’t get the discount!
Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2601 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Abigail- 8/10
BadBookkeeper 15/15
Balancinglife 11/12
beanielou 18/15
browneyed_girl 8/12
cathybird 18/15
Couldsavemore 15/15
GeorgianaCavendish 12/12
Honeysucklelou2 5/10
jammy dodger 14/18
kitty43 7/15
milann 12/15
Money Choices 14/18
QueenJess 6/15
scotmumof3 15/15
short bird 13/17
Sun Addict 10/12
welshspendthrift 8/15
WinterWarrior 12/15
Newcomers welcome
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Well done WinterWarrior, browneyed girl, milann and Balancinglife
Another one for me
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Day 13 yesterday: probably not going to make 17 this month -or it's going to be close- as I'm away tomorrow and Monday.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Not one today.
Buying bits & bobs for DS's birthday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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