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Splendid September's NSD Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I'm having one of those months, I left my gardening gloves down the allotment and when I got back there today, one had vanished, and the other had been chewed up by a fox
I need gloves because I've got to tackle a patch of nettles and brambles, in fact meant to do that today, so bought a new pair ... needs must 
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SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Abigail- 2/10
BadBookkeeper 7/15
Balancinglife 6/12
beanielou 9/15
browneyed_girl 4/12
cathybird 8/15
Couldsavemore 6/15
GeorgianaCavendish 6/12
Honeysucklelou2 4/10
jammy dodger 7/18
kitty43 3/15
milann 5/15
Money Choices 5/18
QueenJess 4/15
scotmumof3 3/15
short bird 6/17
Sun Addict 6/12
welshspendthrift 4/15
WinterWarrior 6/15
Newcomers welcome
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Calling early for one today. I missed yesterday as needed some pet stuff, it wasn’t really essential, but they are happy 😊Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Had 2 NSDs this week - Wednesday and Thursday. Working across 2 jobs on those days is a definite deterrent to spending 😂. New total is now 4/10.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Still still NSD 7/15
An item for xmas I had in my @mazon list was reduced so bought that, I’m now thinking of anything I need as tcb is offering a bonus for a £10 spend today 😬
Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2602 -
Another NSD today. Won’t be tomorrow as need to do the food shop.2025 decluttering: 3,979🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Hello I have an NSD today ☺️2
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Declaring today as NSD 6/12. Was going to book next year’s holidays but will leave that until tomorrow now. Halfway there 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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NSD today6/121
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