Debt and Budget (Reset) plan

shell16

 @Squirrelz92
Aw thankyou for book marking and reading my diary....wow, all 27 pages!  I will head over to yours and support you too x

Im super pleased with how much I have achieved, its been difficult sometimes, these things are never straight forward are they?
Shell x

shell16

@Squirrelz92
Wow, you have read all 27 pages of my diary, thankyou!  I will head over to yours and subscribe. Will be able to cheer each other on!

Thanks
Shell x

Squirrelz92

Aww that's much appreciated, thank you Not quite as many pages as yours so you are in luck!

If only they were straightforward. You have hit so many hurdles (your washing machine and two cars in one month!) but you have come out the other side still making progress so it's truly amazing!

It's often hard to see how far you have come when  it's so easy to forget where you started. All the days blend into one and you never really notice the changes until it suddenly hits you! x

shell16

Here we go again!!  

Clutch on my car is on it way out, can't see lasting! it's going to cost around £500. 

I have £145 in vehicle Maintenance and my emergency fund is at £300. Really cannot believe my luck!  I haven't been able to build my emergency fund fully since I started my journey but I suppose its what it's there for.

shell16

Following on from yesterday and the clutch saga, I'm hoping the cost will not be near £500.  Hubby is a mechanic and if we get parts he can fit it.  Hoping no more than £300 to £350, still a kick but at least not hopefully as bad as first thought.

Made PAD to Lloyds CC of £6.34 prolific cashout, bring shortfall to £5.60 for next payment due following new payment plan.  

Youngest on Transition day to high school today and she is really nervous.  Eldest is with her so at least she wont be on her own.  My eldest started high school in lockdown 2020, so it was much harder for her.  She was also on her own as no other kids went to their school, but my youngest has a friend going too, so fingers crossed she will be ok.

Hubby just left to go on work Golf day, so on my own tonight with the girls.  Still trying to get some pizza in, there appears to be a shortage

That's all for now.
Shell x

Squirrelz92

Oh nooooo not the clutch Bless you! Fingers crossed that your partner can use his skills and keep the repair costs down for you.

Best of luck with your youngest starting her transition to high school today! 

Great PAD made today!!

shell16

I know @Squirrelz92, it never rains but it pours as they say!   life throws these things to derail us but im determined to carry on and keep calm!

shell16

Just checked my prolific account and I have cleared £401.13 in 10 months!  pretty good going too. £4.03 in pending with 1 survey set to pay a good bonus when cleared too. Just hope I can keep up with the extras so I do not have to raid my own bank accounts other than usual monthly payments.

2 loads of washing on the line again, its gone really cloudy here but its still very warm outside.  Finishing early today from work  in view of new intake meeting at high school later.

Thats about all for now
Shell x

Squirrelz92

That's beyond an insane amount to cash out using Prolific!!!! WELL DONE YOUUUU! I have just restarted my account but yet to have any surveys appear... hoping they will eventually pop up. x

shell16

@Squirrelz92 yes im pleased with that.  Like you they go off for a while then there's a flurry and I have been fortunate enough to get some really good paying ones too. None appeared today though strangely enough!