Future Proofing my life: Deposit saving then MFW journey in under 13 years

South_coast

LadyWithAPlan said:

....I do have my fabulous faux fur heated throw on across my legs as I type .. then off to bed early..

I love the fact that going to bed after posting at 11.51pm counts as an early night - I feel pleased with myself if I don't conk out on the sofa just after 9.00pm 🤣!

Merlin's_Beard

With YNAB, they have in the past offered 2-3 month trials and a lot of people have had success extending their free trial by emailing them and saying they weren't quite sure yet.

Cheery_Daff

If you do the YNAB trial, make sure you do their videos & free training - takes a bit of getting used to if it's not the style of budgeting you've done before but I love it.

Well done on the decluttering!  Lots of people seem to be doing that at the minute, I might join in...

LadyWithAPlan

South_coast said:

LadyWithAPlan said:

....I do have my fabulous faux fur heated throw on across my legs as I type .. then off to bed early..

I love the fact that going to bed after posting at 11.51pm counts as an early night - I feel pleased with myself if I don't conk out on the sofa just after 9.00pm 🤣!

Indeed I can be a 2am-er given half the chance!! 

Cheery_Daff said:

If you do the YNAB trial, make sure you do their videos & free training - takes a bit of getting used to if it's not the style of budgeting you've done before but I love it.

Well done on the decluttering!  Lots of people seem to be doing that at the minute, I might join in...

Tx for the YNAB tip -  I do zero based and pots anyway - will look later.  - as I already have lots of saving pots across 2 banks I think that may have to stop as one video said that just makes YNAB more work? 

 The minimalist game is great as it just gently encourages you to find things - didnt do my 8/8 yesterday but I am starting at 1/1 tomorrow so .. Flat feels better for it already

Merlin's_Beard said:

With YNAB, they have in the past offered 2-3 month trials and a lot of people have had success extending their free trial by emailing them and saying they weren't quite sure yet.

Good to know as 34 days is quite short ... Thanks 

@savingholmes I am great at focus once I start This larger than expected cash owed has made me realise my £150k deposit goal is really more in reach than I had expected...

Thanks to @KajiKita hairdryer defrost tip the freezer is defrosted!  Only took 10 mins - I normally put a bowl of hot water in there, I was v careful given electricity and dripping water... It was also an exercise to eat the freezer down so 2 lots of HM stock and some veg, fruit and GF bread gone back in. Still yet to clean the fridge section out but so pleased to see a clean freezer again. I had tried freezing excess red wine in muffin cases like I do with coconut milk but it never really froze - more turned into a wine slushy and then I had red freezer ice ...

Now to restock - I have beetroot soup cooling down to go in portions as I have now added the fried onions and I never manage to eat a whole batch.
On shopping list is freezer labels!

Off to gym now - so I can do 3 days of 7 since I joined .. Just trying to find a few more bits   9/9 to declutter and see if anything can go to the CS on the way...

Had to buy a EU to UK adaptor as mine died this morning and use it for a couple things .. Bought one with usb ports as well - always useful but £10 ...via Pr*me. 

dawnybabes

I don’t use freezer labels, I use a black sharpie 😀

Cheery_Daff

YNAB is easier with everything in one bank account, but I have several different savings accounts and it's still fine. The thing that will keep you on top is entering your transactions AS YOU DO THEM, including transfers between accounts, and reconciling reasonably often (I aim for once a week, but sometimes it's once a month and then it's really annoying)

South_coast

dawnybabes said:

I don’t use freezer labels, I use a black sharpie 😀

I don't use anything, I just go by what it looks like 🤣

I'm still puzzling over the concept of leftover red wine though....🤔🤷‍♀️

Baileys_Babe

dawnybabes said:

I don’t use freezer labels, I use a black Sharpie 😀

We use a red Sharpie 

themadvix

Another sharpie fan here (or SC’s method). And if necessary a bit of masking tape works to write on.

savingholmes

South_coast said:

dawnybabes said:

I don’t use freezer labels, I use a black sharpie 😀

I don't use anything, I just go by what it looks like 🤣

I'm still puzzling over the concept of leftover red wine though....🤔🤷‍♀️

Made me smile on the wine

Baileys_Babe said:

dawnybabes said:

I don’t use freezer labels, I use a black Sharpie 😀

We use a red Sharpie 

Made me smile too... 

I'm with South Coast and just go with hope and recognition!!