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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • Watty1
    Watty1 Posts: 6,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Love reading side hustle progress.  
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • TallGirl
    TallGirl Posts: 6,211 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds very exciting and lovely to see the side hustle flourishing might be telling you something about your main job! Time to switch maybe. Good luck with the freezer ours is the same and needs to be empty before we move.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • ladysummerisle
    ladysummerisle Posts: 157 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    I’ve not used those hair products but I would suggest using a hair scrubber / massager. I try and follow the curly girl hair method, which also avoids all sorts of things like silicones and sulphates. Just like the listing for those products. When using shampoo that doesn’t lather (or conditioner to “co-wash”) then the scrubber helps with any build-up. 

    MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest

    Original MF date: October 2036 (£81,500)

    Outstanding Jan 2021: £55070

    Outstanding July 2025: £16597

    EF 10000 / Savings toward neutral: £2600


  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Havent meant to be so awol but I am a very focused busy LaPlan. I have also got busy booking my programme soft launch - after 4 years on here...

    Trying to eat down my freezer to turn it off.... far too many beef/bean stew remnants in there for this weather. I also have a load of frozen veggies - i feel a veggie omelette coming on..
    Anyone know how to cook with frozen (out of shell) eggs? I froze them broken in muffin trays now I am trying to figure out my next steps.

    I am really pushing for my money - refusing to do some work til some moolahs hit my bank so I have been promised some tomorrow, all liquidity 'reasons'

    Money is flying out the door at present but I am really looking at how to best make money so fingers crossed my side hustle and the attendant parts all work out as planned... I am seeing 24% capacity sales on one thing already ... I am tracking % and monies and every day its climbing ...
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • dawnybabes
    dawnybabes Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    All sounds anaz8ng 😁😁😁😁
    Sealed pot challenge 822

    Jan - £176.66 :j
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds great. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like great progress.
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • TallGirl
    TallGirl Posts: 6,211 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Exciting stuff keep at it I’m sure it will happen. Also well done for chasing the money. 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • South_coast
    South_coast Posts: 5,868 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I offered £2.60 for a £3.00 item which had been listed for FOUR YEARS the other week - and it got rejected 🤦‍♀️! True, I'd only recently had a notification to say that they'd dropped the price from £6.00, but if you've not sold it in 4 years and are still trying to persevere, surely you're going to accept any offer you get 🤷‍♀️???
    Vinted update: So I bit the bullet and just paid the £3.00, only to get a message to say they'd noticed when packing it up that it was a different size to the listing and they've had to refund me. Four years trying to sell, only to find the listing was incorrect 🤣!

    At this point, I think I would definitely throw in the towel!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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