Thank you for applying for a Virgin Money Credit Card....

Dandytf

Deleted_User said:

cymruchris said:

Dandytf said:

Bank details were corrected, my wrong digit sort code was referral reason.
Accepted 1800 pounds.

Thread completed.

Hopefully you’ll hang fire on any more applications now if your next goal is to get a mortgage. 

Based on his post elsewhere, 18k of credit (no idea how much debt is being held on these BTs), windows finance and a 17.25k salary, wouldn't be optimistic of a mortgage any time soon

I understood Zero mortgage acceptance a while back via Habito checking and advising tsb wouldn't be likely to  approve re mortgage.

thanks anyway i think it was yourself suggested maybe a year or two past dmp completion.     
Thinking ahead though not for a year or later.
thanks

cymruchris

Dandytf said:

cymruchris said:

Dandytf said:

Bank details were corrected, my wrong digit sort code was referral reason.
Accepted 1800 pounds.

Thread completed.

Hopefully you’ll hang fire on any more applications now if your next goal is to get a mortgage. 

don't believe i'll need anymore. 

We all believe that too.... Don't forget you said this  

Dandytf

cymruchris said:

Dandytf said:

cymruchris said:

Dandytf said:

Bank details were corrected, my wrong digit sort code was referral reason.
Accepted 1800 pounds.

Thread completed.

Hopefully you’ll hang fire on any more applications now if your next goal is to get a mortgage. 

don't believe i'll need anymore. 

We all believe that too.... Don't forget you said this  

any tips on 12 mths transfers 12 mths money t/fers 12mths purchase- 0%
I've nothing to transfer 😊

cymruchris

Dandytf said:

cymruchris said:

Dandytf said:

cymruchris said:

Dandytf said:

Bank details were corrected, my wrong digit sort code was referral reason.
Accepted 1800 pounds.

Thread completed.

Hopefully you’ll hang fire on any more applications now if your next goal is to get a mortgage. 

don't believe i'll need anymore. 

We all believe that too.... Don't forget you said this  

any tips on 12 mths transfers 12 mths money t/fers 12mths purchase- 0%
I've nothing to transfer 😊

You don't have to use a feature just because you have it. I've had them on several cards and have never used one. It's nice to have it there for an emergency, but it would have to be a real emergency to use it.

Dandytf

thanks mser's

 

Brilliant news – we’ve approved your credit card application. Your credit limit is £1800.00.

Dandytf

In a matter of days of disposing previous VM card, which expired 2014 or 16
I guess VM are added to forgive and forget group of providers.
Forgot  had that card.

Anyway new card arrived today, no immediate plans of use.

adamp87

Dandytf said:

In a matter of days of disposing previous VM card, which expired 2014 or 16
I guess VM are added to forgive and forget group of providers.
Forgot  had that card.

Anyway new card arrived today, no immediate plans of use.

I honestly hope mate it’s the last credit product you apply for for a good while.

as you’ve stated you don’t need them, so you don’t need to keep applying.

just don’t want you to fall back into debt & it’s easy with so much credit available 

[Deleted User]

adamp87 said:

Dandytf said:

In a matter of days of disposing previous VM card, which expired 2014 or 16
I guess VM are added to forgive and forget group of providers.
Forgot  had that card.

Anyway new card arrived today, no immediate plans of use.

I honestly hope mate it’s the last credit product you apply for for a good while.

as you’ve stated you don’t need them, so you don’t need to keep applying.

just don’t want you to fall back into debt & it’s easy with so much credit available 

He's already in debt, cleared the slate then immediately ran up unaffordable card debt and had to use BT to clear it, has expensive window finance plus any other stuff he's spending on (I note a replacement iPhone 12 mini on top of iPhone 12), yet is wasting money in low interest savings plans. His income (£17.25k) to debt (and potential debt of 18.5k credit card limits) ratio is asking for trouble and yet also wants a mortgage despite potentially medically retiring in 10 years (or 15 normally I believe)!

Dandytf

adamp87 said:

Dandytf said:

In a matter of days of disposing previous VM card, which expired 2014 or 16
I guess VM are added to forgive and forget group of providers.
Forgot  had that card.

Anyway new card arrived today, no immediate plans of use.

I honestly hope mate it’s the last credit product you apply for for a good while.

as you’ve stated you don’t need them, so you don’t need to keep applying.

just don’t want you to fall back into debt & it’s easy with so much credit available 

budget working as expected, 3% card utilisation.
only Windows  finance though affordable, once installation becomes available.
No immediate  large purchases, unless FD30  fire restrictions get altered, though not likely.

noitsnotme

I think somebody is winding you all up good and proper!  Who in their right mind pays for windows in a property they don’t own?!  Then again maybe that’s the real issue (not in right mind).