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Awesome August's NSD Challenge!

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  • NSD#1 today, won't have one tomorrow but hopeful for getting a few more on the board next week - good luck everyone! :) 
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    couldnt  of  put  it  better queenjess it  certainly    helps  mindful  .  One  to  report  to   kick  start  the  month  too  cathybird 1/15 
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 August 2021 at 10:06AM
    August

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    August targets
    allie23 15 beanielou 15 cathybird 1/15 image CRANKY40 10 darannah 10 doingitanyway 8 GeorgianaCavendish 1/15 image Hazelnutty Honeysucklelou2 12 jammy dodger 1/15 image kitty43 15 MissRikkiC Money Choices 15 nettyz 10 QueenJess 1/15 image Purplemumof2 Sallyp2 short bird 17 squanderscouse taskey welshspendthrift 14 WinterWarrior 1/15 image
    Newcomers welcome :)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today,
    out for a coffee.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • nettyz
    nettyz Posts: 28 Forumite
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    please add me to the list.  chatted with OH we're going to aim for 10 NSDs given that it's our first month trying this challenge.  we won't be including buying Petrol or catfood I think that's ok isn't it?

    LBM 24/07/2021 

    Overdraft 600/550 Personal loan £6900

    Credit card debt total:

    Jul21 £5542 Aug21 £4537

     Tesco 34% paid in full 30/07/21 😊Vanquis 39% Aprpaid in full 04/08/21

    Aug NSD 10/2


     

  • Thank you @cathybird think I will go for 14 Amy target , today wasn’t as main food shop done following pay day but I’ve planned for 2 weeks so shouldn’t need top ups! Hope everyone okay 😀
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi nettyz image and welcome image Yes that's fine about petrol and catfood! I've added you to the list, best of luck with the challenge image
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning all. I won’t get one today, but I do plan/hope that august will be my breakthrough month on the no spend front. I’m a little sad there’s no ice cream, but I’m loving the frog 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Kitty43
    Kitty43 Posts: 56 Forumite
    10 Posts Name Dropper
    Good morning 

    I am a newbie to MSE and I would like to kick start my commitment to becoming debt free by joining you in the NSD August challenge ~ I am aiming for 15 days.

    I am a little lost on how to get started so I would love to hear your advice or fee free to sign post me to other forums on the MSE 🥰 

    Living a frugalista lifestyle has sparked my interest, I would love to know more

    sending my best wishes to everyone for their NSD challenges 🥰
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Kitty43 and welcome I've added you to the list, best of luck with the challenge! There's loads of useful advice on the MSE website, in fact so much it is really hard to know where to start with it. There's a whole section devoted to frugal living and thrift here with challenges and advice, etc. Also you could consider starting a thread in the Debt-Free Wannabe section with a breakdown of your monthly outgoings - people will also comment with advice there about how you can cut outgoings. Also, maybe this isn't something to do straight away but you might consider starting a debt-free diary where you can track your progress? Other MSEers will join in to offer their advice and I think it can really help with the slog of paying down debt. The debt-free diary section is here (though you probably know that already?) If you didn't want to start one yourself, the others make good reading. I hope that's a start!  x
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