Awesome August's NSD Challenge!
cathybird
Forumite 11.4K Posts
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during August. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
August
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
2021 D: 93 2020 D: 96 2022 D: 15
3
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2021 D: 93 2020 D: 96 2022 D: 15
I heard about NSDs years ago, but never tried it until a couple of months ago. I always thought I was good at budgeting and believed that doing NSDs would just mean I did the same purchases, but all piled into fewer days. It is not the case...
Firstly it makes you think twice about spontaneous unplanned purchases. After they go on my mental list I often decide there is an alternative or I just don't want them anymore come the next day or two. It is also eye opening how many times in a month you actually get your money out - it is always more than you think!
Although I'm not in debt, joining this challenge has helped me work towards my money goals quicker, made me more aware of what I am actually buying and helping me reduce my carbon footprint (which is important to me).
So give it a go 😊. And thanks to @cathybird for doing a sterling job of keeping track 👏
NSD 17/18
2023 decluttering 11,087🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇
2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
Please can you put me down for 15 NSDs this month.
Thanks
Money Choices
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
2021 D: 93 2020 D: 96 2022 D: 15
NSD 17/18
2023 decluttering 11,087🏅💐⭐️⭐️⭐️⭐️🏅🏅🏅🥉🥈🥇
2023 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.00
🌊 A smooth sea never made a skilled sailor 🌊
2023 challenges - (1) £8k savings challenge = £2k (2) 2 stone 3lb weight reduction = 12lb
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1
2021 D: 93 2020 D: 96 2022 D: 15
2021 D: 93 2020 D: 96 2022 D: 15