Awesome August's NSD Challenge!

cathybird

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during August. To join, just post your personal target and you are on your way!

Tips for the challenge:

1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

August

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =

cathybird

August targets

allie23 15

beanielou 15 cathybird 15 CRANKY40 10 darannah 10 doingitanyway 8 GeorgianaCavendish 15 Hazelnutty Honeysucklelou2 12 jammy dodger 15 MissRikkiC Money Choices 15 QueenJess 15 Purplemumof2 Sallyp2 short bird 17 squanderscouse taskey WinterWarrior 15
Newcomers welcome

QueenJess

Just in case anyone is following these threads and deliberating whether to join or not, you should definitely give it a go.

I heard about NSDs years ago, but never tried it until a couple of months ago. I always thought I was good at budgeting and believed that doing NSDs would just mean I did the same purchases, but all piled into fewer days. It is not the case...

Firstly it makes you think twice about spontaneous unplanned purchases. After they go on my mental list I often decide there is an alternative or I just don't want them anymore come the next day or two. It is also eye opening how many times in a month you actually get your money out - it is always more than you think!

Although I'm not in debt, joining this challenge has helped me work towards my money goals quicker, made me more aware of what I am actually buying and helping me reduce my carbon footprint (which is important to me).

So give it a go 😊. And thanks to @cathybird for doing a sterling job of keeping track 👏

Money_Choices

Hi

Please can you put me down for 15 NSDs this month.

Thanks

Money Choices

beanielou

Thank you as always @cathybird for the shiny new thread 

cathybird

QueenJess said:

Just in case anyone is following these threads and deliberating whether to join or not, you should definitely give it a go.

I heard about NSDs years ago, but never tried it until a couple of months ago. I always thought I was good at budgeting and believed that doing NSDs would just mean I did the same purchases, but all piled into fewer days. It is not the case...

Firstly it makes you think twice about spontaneous unplanned purchases. After they go on my mental list I often decide there is an alternative or I just don't want them anymore come the next day or two. It is also eye opening how many times in a month you actually get your money out - it is always more than you think!

Although I'm not in debt, joining this challenge has helped me work towards my money goals quicker, made me more aware of what I am actually buying and helping me reduce my carbon footprint (which is important to me).

So give it a go 😊. And thanks to @cathybird for doing a sterling job of keeping track 👏

QueenJess, what a really great thing to say!! All true, it's just not usually spelt out so clearly!

QueenJess

Declaring a NSD early today.

welshspendthrift

Hello missed out on the last couple of months, can I join in again please for August as need to stop being spendy ! I’m not sure what my previous number was if it’s still available? 

WinterWarrior

Declaring early for NSD 1 today please. I will probably get fuel today, but that is in the budget and accounted for so doesn’t count in my personal NSD challenge. I agree with @QueenJess, this is such a useful friendly way to keep track…and declaring early really keeps me focused ⭐️

cathybird

August

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
August targets
allie23 15 beanielou 15 cathybird 1/15 CRANKY40 10 darannah 10 doingitanyway 8 GeorgianaCavendish 15 Hazelnutty Honeysucklelou2 12 jammy dodger 15 MissRikkiC Money Choices 15 QueenJess 1/15 Purplemumof2 Sallyp2 short bird 17 squanderscouse taskey welshspendthrift WinterWarrior 1/15
Newcomers welcome

cathybird

welshspendthrift said:

Hello missed out on the last couple of months, can I join in again please for August as need to stop being spendy ! I’m not sure what my previous number was if it’s still available? 

hiya welshspendthrift Good to see you! What target would you like?