We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ex neighbour asking for money 'refund'

Wasn't sure which heading to put this under so apologies if this isn't correct-first some back ground.
Mid 2013 we replaced the fence at the end of tour garden, ours to replace, and the one on the left side, again ours. We asked the elderly couple on our right if they minded if we replaced their fence, they were fine with this and the wife gave us £100 towards the cost. Initially she had said they'd go halves, but when we told her how much she said £100 was the most they could afford. They moved out in early 2015 into a retirement apartment near her family. Today we've received a letter from her saying that her husband died last year, money's tight and could we refund her the £100. 
I'm gob-smacked, and in a quandary. We're now retired, money's tighter than it used to be but regardless of that do we owe her this money? She points out in the letter that they moved out not long after the fence went up so didn't get much benefit!
I hate the thought of someone so hard-up for cash that they're asking for money back 8 years on, but also I think what a ***** cheek. A side note-the place they sold was £160K, the place they bought was £330K. My husband says she should sell up if she can't afford to live there, like the rest of us would have to.
«13

Comments

  • molerat
    molerat Posts: 35,002 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just ignore them.
  • twopenny
    twopenny Posts: 7,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm inclined to agree with your husband.
    It sounds a bit odd. I'd say someone has suggested it or she is so long out of the main stream of things that she doesn't realise how much time has passed.
    Money does become tight when a patner passes, certainly while all the details are sorted out.
    No reason why you should repay after all this time.
    I'm very short of money thanks to the very low interest rates but I could ask my ex neighbours for a refund of the chimney protectors they wanted to put up 9mts before I moved - or my neighbour who'd replaced my fence while I was moving, promptly fell down and she promised to pay half then said she wouldn't.

    I can rise and shine - just not at the same time!

    viral kindness .....kindness is contageous pass it on

    The only normal people you know are the ones you don’t know very well


  • Gavin83
    Gavin83 Posts: 8,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can’t see how £100 will make any difference at all to her financial situation.

    Ultimately selling your house and buying another that’s twice the price when you’re retired is a terrible financial decision. She’ll need to accept that mistake and take steps to rectify it.
  • Rdwill
    Rdwill Posts: 247 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    They got the advantage in the increased value of their property. The new fence could have made the deal.

    Forget the 'emotional blackmail' Question is, do you want to give her £100?

    Answer, probably not,

    However if you want to give £100 away, there are plenty of other deserving causes

    https://www.macmillan.org.uk/
  • wegptrem
    wegptrem Posts: 33 Forumite
    10 Posts Name Dropper

    We're now retired, money's tighter than it used to be but regardless of that do we owe her this money? She points out in the letter that they moved out not long after the fence went up so didn't get much benefit!
    No, you don't.

    I can tell you are upset, but try to think logically, they would not have got as much on the sale of their property if the fences were damaged and falling apart - therefore she has already had more than her investment back on the sale of their house in 2015

    The £100 was not a loan.  It was part payment for something which everyone benefitted from, including this lady.

    So no. legally and morally, you should not be expected to refund this lady a penny.
    She points out in the letter that they moved out not long after the fence went up so didn't get much benefit!
    I hate the thought of someone so hard-up for cash that they're asking for money back 8 years on
    As upset as you obviously are, please don't allow emotional blackmail to cloud your judgement.

    You have nothing to feel guilty about.
    A side note-the place they sold was £160K, the place they bought was £330K. My husband says she should sell up if she can't afford to live there, like the rest of us would have to.
    I agree with your husband. 
    molerat said:
    Just ignore them.
    And I heartily agree with molerat !

    Bin the letter and try to forget you ever received it.
  • TELLIT01
    TELLIT01 Posts: 18,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    I would simply ignore the letter.  I understand what MalMunroe is saying but all that is likely to happen is a continuing string of letters putting on more and more of a sob story.  I may be wrong but the whole thing smells of another family member stirring things up.
  • Section62
    Section62 Posts: 10,213 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    MalMonroe said:

    I just think she's now a lonely old woman (you say she was elderly in 2013 and that's 8 years ago) and is to be pitied, rather than anything else. 

    In general I'd agree with the kindness 'approach', but in this case the "near her family" comment suggests the lonely old woman assumption is wide of the mark (albeit you can live near some family members and still be lonely).

    That's why I'd be a +1 to the idea that a family member or other person is behind the letter.  It could be a classic case of husband dying and offspring stepping in to manage mum's affairs because dad always did it.  An audit of the parent's 'budget' files reveals expenses the offspring doesn't approve of, so demands the elderly parent tries to recover the money.


    The whole scenario is full of holes.  If the couple could only just afford £100 in 2013, how were they able to raise a further £170k less than two years later?  A lottery win, or a loan from the children?


    At most I would reply with a note of condolences, but state that I am not in a position to agree to the request. (using wording like this which doesn't accept liability, rather than just claiming an inability to pay)

  • MACKEM99
    MACKEM99 Posts: 1,125 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    Send a bill for he actual cost -£100.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.