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Struggling along as best I can

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  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Glad to hear you are still plodding along ok.  The rises are massive this year. Our council tax is up £10 a month! Water rates wanted an extra £323  year! So we are having a meter fitted which we hope will save us some money. No way am I giving the water board £800 a year.  At least petrol is coming down again, which must help a bit. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If no joy with BT get in touch with the chairman’s office. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • borefest
    borefest Posts: 238 Forumite
    Part of the Furniture 100 Posts Name Dropper
    love your posts please keep updating when you canx 
  • @Makingabobor2  -  Our annual council tax figure now starts with a 3, something I never imagined would happen. 
    We halved our bill by switching to a water meter as they charge such a high premium for unmetered customers. 

    I admire the fact that you have got seeds in already as I seem to faff about these days worrying whether it is the right time to start them. I used to be more gung-ho and bold, something which I need to recapture as they won’t grow in the packet. 
    Such an important and relevant reminder about the  CAB in current difficult times. The CAB is an amazing resource and the volunteers are so kind, knowledgeable and helpful. It is a shame that access doesn’t feel quite as easy as it was many years ago but thank goodness it still exists. I can remember that feeling of relief talking to someone who was not at all judgemental about my situation. 
  • cbsexec
    cbsexec Posts: 641 Forumite
    Part of the Furniture 500 Posts Name Dropper PPI Party Pooper
    Doesn’t the weather make a difference.   It seems so much easier to get things done.  Glad you seem so positive 😀
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,443 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Batch cooking sounds great nannyg. Did you see the mse email about social tariffs for water ? I’ve added the link below. Scroll on under number 3 there is a list of water companies and the conditions to apply. If you are not already on a social tariff it may be worth a look. 


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Batch baking is such a good idea. I got out of the habit, so must get into it again. Also I want to get some pyrex dishes, as don't have enough and don't want to use plastic
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hope you don't mind me jumping in but a friend of mine told me to contact the council office and tell them i only have pension and it seems they run the figures and im entitled to help.  Never heard or read anything about this.  Payments now £5 a month.  you can be a homeowner with up to £10k savings (as if)!!!  Dont know if its my council only but worth a phone call.  
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    PS its called council tax support
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