Is the stock market even real anymore?

fizio

I can sympathise with the OP as I received a large lump of pension cash (>0.5m) at the start of the year and have been struggling to work out how best to invest it. I ended up investing about 1/3 in regular-ish amounts as and when the markets dropped a bit, another third that I will invest in a similar way through the next 6 months and the last 1/3rd will most likely go into property once the currrent mania calms down. If there is a big adjustment in the market then I will respond accordingly by buying more. 

Prism

fizio said:

I can sympathise with the OP as I received a large lump of pension cash (>0.5m) at the start of the year and have been struggling to work out how best to invest it. I ended up investing about 1/3 in regular-ish amounts as and when the markets dropped a bit, another third that I will invest in a similar way through the next 6 months and the last 1/3rd will most likely go into property once the currrent mania calms down. If there is a big adjustment in the market then I will respond accordingly by buying more. 

Was this a lump you were required to take or do you choose to take it with the intention of investing it but are now unsure how to? I think a lot of people might struggle with that initial investment.

GeordieGeorge

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

grumiofoundation said:

graeme16 said:

It is easy to say that you have the better strategy over me because the markets have rebounded and everyone who was stood on the side-lines have been left with there jaws on the floor in a puddle of regret, 

No people with a better strategy than you would have invested as and when the money comes in, rather than sitting in cash waiting for 'the' crash (and then not investing when 'a' crash came).

You picked a strategy in 2015 which backfired. You have to decide if you are going to continue with the same and potentially miss out on the next 5 years of returns or change tack now and potentially see your investment drop (or middle ground as suggested above).

We haven't historically had this level of intervention outside of war time, let alone over a bad round of the flu. 

Well with this level of analytical thinking why do you need us? Your interpretation of figures and graphs is clearly superior to the 'experts'. Where did you do your PhD and postdoctoral research out of interest?  And did you specialise in epidemiology, virology, statistics etc?

You think the "experts" all agree with each other?

If not, which ones are right?


And how do you know that the "experts" you are listening to aren't corrupt and are a pure as the driven snow and have no self interest or pressure put on them or anything else which sways them?


It is all of our duty to think for ourselves and hold the "expert's" feet to the fire. 

But that's not what happens.

What happens is that the powers that be have an outcome they desire. And they put the experts that concur with their agenda on TV and they omit the ones that don't. And not only that but they deride and assassinate the dissenting experts' opinions.

God gave you a brain. Use it.

That’s quite some conspiracy theory. It’s all rubbish of course, you’ve joined dots to make your own picture, and are now insulting the intelligence of people who are better informed than you.

The government doesn’t choose which economists get on television, for one thing. Ours is often invited on, goes when he has something interesting to say, and isn’t either told what that view is by anyone or is asked what it is before he appears.

Nobody cares about economists.

But you were just complaining about 5ème being wheeled out to support the conspiracy.

That’s the problem with conspiracists, you change your story 180 degrees when presented with evidence that you were wrong, and just continue with the beliefs.You beliefs, it turns out, are nothing to do with the evidence.

What's 5ème?

Cinquième. C’est un “auto correct”, n’est-ce pas?

Now, have you any I tension if engaging with the subject rather than casting around for typographic errors to avoid doing so?

What's Cinquième?

I find your English difficult enough to understand without your typos and foreign words.

Toutes mes excuses, je parle Anglais et Français à la maison, et mon téléphone me corrige souvent en français. Il est assez facile de rechercher des mots français en ligne, mais ce n'est clairement pas pertinent pour la discussion. Je vais laisser celui-ci pour l'instant.

thegentleway

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

grumiofoundation said:

graeme16 said:

It is easy to say that you have the better strategy over me because the markets have rebounded and everyone who was stood on the side-lines have been left with there jaws on the floor in a puddle of regret, 

No people with a better strategy than you would have invested as and when the money comes in, rather than sitting in cash waiting for 'the' crash (and then not investing when 'a' crash came).

You picked a strategy in 2015 which backfired. You have to decide if you are going to continue with the same and potentially miss out on the next 5 years of returns or change tack now and potentially see your investment drop (or middle ground as suggested above).

We haven't historically had this level of intervention outside of war time, let alone over a bad round of the flu. 

Well with this level of analytical thinking why do you need us? Your interpretation of figures and graphs is clearly superior to the 'experts'. Where did you do your PhD and postdoctoral research out of interest?  And did you specialise in epidemiology, virology, statistics etc?

You think the "experts" all agree with each other?

If not, which ones are right?


And how do you know that the "experts" you are listening to aren't corrupt and are a pure as the driven snow and have no self interest or pressure put on them or anything else which sways them?


It is all of our duty to think for ourselves and hold the "expert's" feet to the fire. 

But that's not what happens.

What happens is that the powers that be have an outcome they desire. And they put the experts that concur with their agenda on TV and they omit the ones that don't. And not only that but they deride and assassinate the dissenting experts' opinions.

God gave you a brain. Use it.

That’s quite some conspiracy theory. It’s all rubbish of course, you’ve joined dots to make your own picture, and are now insulting the intelligence of people who are better informed than you.

The government doesn’t choose which economists get on television, for one thing. Ours is often invited on, goes when he has something interesting to say, and isn’t either told what that view is by anyone or is asked what it is before he appears.

Nobody cares about economists.

But you were just complaining about 5ème being wheeled out to support the conspiracy.

That’s the problem with conspiracists, you change your story 180 degrees when presented with evidence that you were wrong, and just continue with the beliefs.You beliefs, it turns out, are nothing to do with the evidence.

What's 5ème?

Cinquième. C’est un “auto correct”, n’est-ce pas?

Now, have you any I tension if engaging with the subject rather than casting around for typographic errors to avoid doing so?

What's Cinquième?

I find your English difficult enough to understand without your typos and foreign words.

Toutes mes excuses, je parle Anglais et Français à la maison, et mon téléphone me corrige souvent en français. Il est assez facile de rechercher des mots français en ligne, mais ce n'est clairement pas pertinent pour la discussion. Je vais laisser celui-ci pour l'instant.

Google translate is getting very good but that’s a very clumsy translation of “I'll leave this one for now”

5eme is 5th. 

lozzy1965

Now you're both speaking a foreign language!

What's French for "why eye man" Geordie?

Type_45

thegentleway said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

grumiofoundation said:

graeme16 said:

It is easy to say that you have the better strategy over me because the markets have rebounded and everyone who was stood on the side-lines have been left with there jaws on the floor in a puddle of regret, 

No people with a better strategy than you would have invested as and when the money comes in, rather than sitting in cash waiting for 'the' crash (and then not investing when 'a' crash came).

You picked a strategy in 2015 which backfired. You have to decide if you are going to continue with the same and potentially miss out on the next 5 years of returns or change tack now and potentially see your investment drop (or middle ground as suggested above).

We haven't historically had this level of intervention outside of war time, let alone over a bad round of the flu. 

Well with this level of analytical thinking why do you need us? Your interpretation of figures and graphs is clearly superior to the 'experts'. Where did you do your PhD and postdoctoral research out of interest?  And did you specialise in epidemiology, virology, statistics etc?

You think the "experts" all agree with each other?

If not, which ones are right?


And how do you know that the "experts" you are listening to aren't corrupt and are a pure as the driven snow and have no self interest or pressure put on them or anything else which sways them?


It is all of our duty to think for ourselves and hold the "expert's" feet to the fire. 

But that's not what happens.

What happens is that the powers that be have an outcome they desire. And they put the experts that concur with their agenda on TV and they omit the ones that don't. And not only that but they deride and assassinate the dissenting experts' opinions.

God gave you a brain. Use it.

That’s quite some conspiracy theory. It’s all rubbish of course, you’ve joined dots to make your own picture, and are now insulting the intelligence of people who are better informed than you.

The government doesn’t choose which economists get on television, for one thing. Ours is often invited on, goes when he has something interesting to say, and isn’t either told what that view is by anyone or is asked what it is before he appears.

Nobody cares about economists.

But you were just complaining about 5ème being wheeled out to support the conspiracy.

That’s the problem with conspiracists, you change your story 180 degrees when presented with evidence that you were wrong, and just continue with the beliefs.You beliefs, it turns out, are nothing to do with the evidence.

What's 5ème?

Cinquième. C’est un “auto correct”, n’est-ce pas?

Now, have you any I tension if engaging with the subject rather than casting around for typographic errors to avoid doing so?

What's Cinquième?

I find your English difficult enough to understand without your typos and foreign words.

Toutes mes excuses, je parle Anglais et Français à la maison, et mon téléphone me corrige souvent en français. Il est assez facile de rechercher des mots français en ligne, mais ce n'est clairement pas pertinent pour la discussion. Je vais laisser celui-ci pour l'instant.

Google translate is getting very good but that’s a very clumsy translation of “I'll leave this one for now”

5eme is 5th. 

I think he may be using the same clumsy translator tool for his English too. 

eskbanker

Does Google offer a translation facility for 'conspiracy theorist' to 'normal rational'?

coastline

lozzy1965 said:

Now you're both speaking a foreign language!

What's French for "why eye man" Geordie?

Op's not ganna hoy all he's candy in stright away cos shares have gone nutz and yer cannit blame him. Been savin up for donkeys and got hesel a reet old pile of dosh. It's areet all the other postas sayin hoy it all in at once but did they dee that ? A bit in now and then might dee the trick. All this shares larks a reet old carry on. A bit of fundamentalz and the rests just like gannin to the bookies. Yer nivver knar what te dee for the best. Then yer get ower old te spend it when yer cash it in.

Mark Knopfler - Why Aye Man (Official Video) - YouTube

GeordieGeorge

Type_45 said:

thegentleway said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

grumiofoundation said:

graeme16 said:

It is easy to say that you have the better strategy over me because the markets have rebounded and everyone who was stood on the side-lines have been left with there jaws on the floor in a puddle of regret, 

No people with a better strategy than you would have invested as and when the money comes in, rather than sitting in cash waiting for 'the' crash (and then not investing when 'a' crash came).

You picked a strategy in 2015 which backfired. You have to decide if you are going to continue with the same and potentially miss out on the next 5 years of returns or change tack now and potentially see your investment drop (or middle ground as suggested above).

We haven't historically had this level of intervention outside of war time, let alone over a bad round of the flu. 

Well with this level of analytical thinking why do you need us? Your interpretation of figures and graphs is clearly superior to the 'experts'. Where did you do your PhD and postdoctoral research out of interest?  And did you specialise in epidemiology, virology, statistics etc?

You think the "experts" all agree with each other?

If not, which ones are right?


And how do you know that the "experts" you are listening to aren't corrupt and are a pure as the driven snow and have no self interest or pressure put on them or anything else which sways them?


It is all of our duty to think for ourselves and hold the "expert's" feet to the fire. 

But that's not what happens.

What happens is that the powers that be have an outcome they desire. And they put the experts that concur with their agenda on TV and they omit the ones that don't. And not only that but they deride and assassinate the dissenting experts' opinions.

God gave you a brain. Use it.

That’s quite some conspiracy theory. It’s all rubbish of course, you’ve joined dots to make your own picture, and are now insulting the intelligence of people who are better informed than you.

The government doesn’t choose which economists get on television, for one thing. Ours is often invited on, goes when he has something interesting to say, and isn’t either told what that view is by anyone or is asked what it is before he appears.

Nobody cares about economists.

But you were just complaining about 5ème being wheeled out to support the conspiracy.

That’s the problem with conspiracists, you change your story 180 degrees when presented with evidence that you were wrong, and just continue with the beliefs.You beliefs, it turns out, are nothing to do with the evidence.

What's 5ème?

Cinquième. C’est un “auto correct”, n’est-ce pas?

Now, have you any I tension if engaging with the subject rather than casting around for typographic errors to avoid doing so?

What's Cinquième?

I find your English difficult enough to understand without your typos and foreign words.

Toutes mes excuses, je parle Anglais et Français à la maison, et mon téléphone me corrige souvent en français. Il est assez facile de rechercher des mots français en ligne, mais ce n'est clairement pas pertinent pour la discussion. Je vais laisser celui-ci pour l'instant.

Google translate is getting very good but that’s a very clumsy translation of “I'll leave this one for now”

5eme is 5th. 

I think he may be using the same clumsy translator tool for his English too. 

If I’m using words that you’re unfamiliar with I’m always happy to explain.

Now, are you going to be polite enough to answer the questions asked about your conspiracy theory or have you decided that you’ve taken it a bit far?

GeordieGeorge

thegentleway said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

GeordieGeorge said:

Type_45 said:

grumiofoundation said:

graeme16 said:

It is easy to say that you have the better strategy over me because the markets have rebounded and everyone who was stood on the side-lines have been left with there jaws on the floor in a puddle of regret, 

No people with a better strategy than you would have invested as and when the money comes in, rather than sitting in cash waiting for 'the' crash (and then not investing when 'a' crash came).

You picked a strategy in 2015 which backfired. You have to decide if you are going to continue with the same and potentially miss out on the next 5 years of returns or change tack now and potentially see your investment drop (or middle ground as suggested above).

We haven't historically had this level of intervention outside of war time, let alone over a bad round of the flu. 

Well with this level of analytical thinking why do you need us? Your interpretation of figures and graphs is clearly superior to the 'experts'. Where did you do your PhD and postdoctoral research out of interest?  And did you specialise in epidemiology, virology, statistics etc?

You think the "experts" all agree with each other?

If not, which ones are right?


And how do you know that the "experts" you are listening to aren't corrupt and are a pure as the driven snow and have no self interest or pressure put on them or anything else which sways them?


It is all of our duty to think for ourselves and hold the "expert's" feet to the fire. 

But that's not what happens.

What happens is that the powers that be have an outcome they desire. And they put the experts that concur with their agenda on TV and they omit the ones that don't. And not only that but they deride and assassinate the dissenting experts' opinions.

God gave you a brain. Use it.

That’s quite some conspiracy theory. It’s all rubbish of course, you’ve joined dots to make your own picture, and are now insulting the intelligence of people who are better informed than you.

The government doesn’t choose which economists get on television, for one thing. Ours is often invited on, goes when he has something interesting to say, and isn’t either told what that view is by anyone or is asked what it is before he appears.

Nobody cares about economists.

But you were just complaining about 5ème being wheeled out to support the conspiracy.

That’s the problem with conspiracists, you change your story 180 degrees when presented with evidence that you were wrong, and just continue with the beliefs.You beliefs, it turns out, are nothing to do with the evidence.

What's 5ème?

Cinquième. C’est un “auto correct”, n’est-ce pas?

Now, have you any I tension if engaging with the subject rather than casting around for typographic errors to avoid doing so?

What's Cinquième?

I find your English difficult enough to understand without your typos and foreign words.

Toutes mes excuses, je parle Anglais et Français à la maison, et mon téléphone me corrige souvent en français. Il est assez facile de rechercher des mots français en ligne, mais ce n'est clairement pas pertinent pour la discussion. Je vais laisser celui-ci pour l'instant.

Google translate is getting very good but that’s a very clumsy translation of “I'll leave this one for now”

5eme is 5th. 

I’ve my spoken French exam for citizenship soon. Clearly I’ve some work to do, but I think I’m there or thereabouts.