New Style ESA Claim - gone wrong ?

calcotti

Deleted_User said:

Isnt pension credit only applicable for pensioners ?

Yes. What Alice meant was that if you do not get the full State Pension you may be entitled to Pension Credit to top up your income as a pensioner, depending on your circumstances.

calcotti

Deleted_User said:..And, who in their right mind would spend over £7,000 on something available for free ?

Who, in their right mind, would recognise the above but then refuse to engage with the process required to get the credits for free.

[Deleted User]

calcotti said:

Deleted_User said:..And, who in their right mind would spend over £7,000 on something available for free ?

Who, in their right mind, would recognise the above but then refuse to engage with the process required to get the credits for free.

I am engaging with the process! 

calcotti

Deleted_User said: I am engaging with the process! 

I was going by this

Deleted_User said:

But - I will not be engaging with a work coach - 

[Deleted User]

calcotti said:

Deleted_User said: I am engaging with the process! 

I was going by this

Deleted_User said:

But - I will not be engaging with a work coach - 

Yes - before I realised the rules and that I would not be expected to do "anything" as long as I was covered by fit notes

I have a 3 month fit note - already which helps

[Deleted User]

What is the calculation for amount of ESA payable - for someone on a private pension paying out approximately £12k pa?
I understand that there is a standard deduction rate - but what is it?
And am. I correct in believing that savings are not taken into account?
None of the online benefit calculators can handle new style ESA

Alice_Holt

Deleted_User said:

What is the calculation for amount of ESA payable - for someone on a private pension paying out approximately £12k pa?
I understand that there is a standard deduction rate - but what is it?
And am. I correct in believing that savings are not taken into account? 

     The deductions for pension income were explained to you in a previous thread.
     "If you get an occupational or personal pension that pays more than £85 a week, your new style ESA will be reduced by half of the amount over this limit."
         https://www.disabilityrightsuk.org/how-much-contributory-esa       

     For nsESA savings are not taken into account

[Deleted User]

Alice_Holt said:

Deleted_User said:

What is the calculation for amount of ESA payable - for someone on a private pension paying out approximately £12k pa?
I understand that there is a standard deduction rate - but what is it?
And am. I correct in believing that savings are not taken into account? 

     The deductions for pension income were explained to you in a previous thread.
     "If you get an occupational or personal pension that pays more than £85 a week, your new style ESA will be reduced by half of the amount over this limit."
         https://www.disabilityrightsuk.org/how-much-contributory-esa       

     For nsESA savings are not taken into account

So if my pension pays me £220 per week - my ESA will be reduced by (220-85)/2 =£67.50
Leaving £6 per week or £46 support group 
Am I correct? 

Robbie64

That's correct, if it is £220 per week.

That means that even if you had qualified for payment of ESA you would have only been paid £7.20 per week while in the assessment phase. If placed in the Support Group this would rise to £46.20 per week.

[Deleted User]

Robbie64 said:

That's correct, if it is £220 per week.

That means that even if you had qualified for payment of ESA you would have only been paid £7.20 per week while in the assessment phase. If placed in the Support Group this would rise to £46.20 per week.

Plus more importantly NI credits
That's not an insignificant sum