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Joyful July's NSD Challenge!
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Well done jammy dodger, allie23 and CRANKY40
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Another one for me yesterday so up to 7
What’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do withoutEF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.943 -
Sunday (11th) and Wednesday (14th) were NSDs bringing the total to 5/12 thus far.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Today will be another NSD taking me to 5/12 2
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Hi
I've got 2 more NSDs, which makes my total 8/15 NSDs. These were 16 and today 17 July.
Money Choices
3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.003 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
allie23 5/12
beanielou 14/15
cathybird 14/15
CRANKY40 5/10
darannah 7/10
doingitanyway 2/15
GeorgianaCavendish 9/10
Hazelnutty 5/11
Honeysucklelou2 5/12
jammy dodger 12/20
MissRikkiC 5/12
Money Choices 8/15
QueenJess 12/15
Purplemumof2 10
Sallyp2 6/16
short bird 10/17
squanderscouse 9/15
taskey 5/10
WinterWarrior 8/10
Newcomers welcome
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1 for me today please 😬Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Another NSD here 😎2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
not one today bought some buttons for a friend and i needed some spools for my sewing machine as only had one hoping to recover an old worn seat with a charity shop curtain ive had for a while , should be good for the next few days though fingers crossed find it easier not to spend second half of month as skint 3
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2 more for me please (yesterday and today) that should take me up to 9/15 NSDs
DH & DS both have Covid so I'm stuck in isolating till next Monday
On the plus side I'm far less likely to spend any cash!
Hope you're all well and enjoying the fabulous weather Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
Littlewoods 7000/107.68
July NSDs 14/151
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