Three years to get debt free

Willowtree222

Accounts stand at -£44
shopping today will then be added that at £27 so -  £71.

Sales currently at £20, potential to reach £71 by Monday. 

I know the £125 should be here but not spending that before I’ve got it and wanted to use some of that for a treat for DD and I. DD needs new school trainers as hers are getting small now so that will
come under that too.

X

Willowtree222

-£69.67! Got bids of £20 so far. Another £20 due next week. Will need fuel but think I can get away with £10. 

That means £40 to find. Other items listed and bids can always go up. I’m owed £65 but but not included that in case I don’t get it. 

Parkyp

Hopefully you’ll get some sales x

Willowtree222

Parkyp said:

Hopefully you’ll get some sales x

Thanks. I’ve got two with bids on and a lot more listed. The bids on could go up as they’re at £20 with a day on them. 
I’m owed £65- not included just in case
£20 due Thursday 
Still touch and go but I’m hopeful I will not be in my overdraft. I’m actually desperate to start the year fresh but realistic fresh with only money that I actually have. 

Due £125 bank account too.

All my money for the next ten months is actually accounted for to pay off that loan. There’s no room for error. 

Willowtree222

Couple of items end today so will update later. X

Willowtree222

Two items sold and it cost £29 after fees and postage. I am at -£40.58.

I have a couple of items listed still. One should have sold, but I had listed it wrong so hoping it goes in the week. 

DD's dad bought her the black trainers so that has helped enormously. I have also lost my debit card so that is a bit of an issue as I am waiting for my replacement to come now. 

Payday is Friday this week so 5 days to go and I think one £10 bill due out. I might need fuel hoping to get away with not, but I will limit it to £10. That will put me at -£60. Not sure I will find £60 by Friday, but I will try and at least get it to less than £40. I think I will be okay with that. I think it is also the first January I haven't had a big overdraft start and then a few months of my wages goes on trying to sort it out. 

Willowtree222

Switching fee came through. Out of my overdraft x

Parkyp

Woo hoo - you did it 👏

Willowtree222

Parkyp said:

Woo hoo - you did it 👏

Yep, pure luck it came through, but +£90 now. Xx

Honeysucklelou2

Well done for getting out of your overdraft...I’ve ended up dipping into mine after being overdraft free for a year. I’ve felt so gutted, so can understand your eagerness to get rid of it. Well done on achieving that 🙂.