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Three years to get debt free

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  • Morning,

    Had a wobble yesterday but have picked myself up today. There’s a lot going on and this week it got a little too much. 

    I’ve started to make plans and changes to progress. In the house as well as in my finances and personal life. 

    I read my old law of attraction planner and a lot of it has happened. I’ve got a new one with a voucher and I’m looking forward to starting to fill it in. 

    I feel really trapped with so much of what is happening around me. I’m not in a position to change most of it which makes it difficult to get out of it. 

    Tip run this morning! After 6 bin bags left you’d think I had nothing left, but I’ve still got the old carpet in the garage and so that has to go today. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 December 2021 at 12:09AM
    You keep creating your space and let all the whatever it is happening happen beyond that space. 

    Tip runs are exciting, mine shuts on Wednesdays and Thursdays. 

    xXx
    Nevertheless she persisted.
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Concentrate on the things that you can change.
     Please don’t ever forget what you have achieved these past couple of years- you have achieved so much. 

    I often wondered how I can have so much stuff to be dumped 🤣

    Enjoy your day, it is pouring here, I did venture out for a walk early this morning and got soaked right through so I think it will be a day for loungers and read my book x
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Be better if you can concentrate on one thing at a time, if you have a few problems then together they can seem overwhelming. Take one day at a time and make sure you have time for yourself.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Thank you,

    I did the tip run and now the garage seems clearer. I’ve washed the bedding and changed mine over as I’m not sleeping well at all and wondering if it’s because I’m too hot. I paid money into the bank, Paid DD her share into her account and have tidied up. 

    I need to wash some kitchen cupboards though and list them on eBay. The things I end up doing for others! I’d rather get it out of the way though. I also need to Hoover out the car back as it’s full of carpet dust. 

    I’m not sleeping well so think I’m just getting overwhelmed. I’m so emotional at the minute. I’m going to keep going though, stopping just sees me burst into tears. 

    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    What ever the problem is don’t bottle it up. Can you contact a friend and have a chat and let it all out. Sometimes  you do need a cry, worrying is the main issue for sleep problems. 
    Hope you can get your problems solved xx
  • IzzyBee
    IzzyBee Posts: 2,670 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    Take care willow I know it’s easier said than done but try not to worry too much about weather things are done or paid in time what’s the worst that can happen if they are not your doing great remember that big hugs 
  • I'm glad you had a nice Christmas and saw family Willow. Keep postive as you are doing the best you can in the situation you are in and that's all you can do. Try not to worry about things that are out of your control but focus on things that you can.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • CRANKY40
    CRANKY40 Posts: 5,918 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I listen to a sleep meditation or a "sort your life out" meditation on youtube when I can't sleep. If you do try it make sure that you find a person with a voice that you find relaxing. There's also some that are just sounds like a crystal singing bowl one which I like a couple of. 
  • Thanks all,

    I’m ok and I’ll be absolutely fine. It’s just the unknown at the minute. Things feel very overwhelming at Christmas time especially with my allergies and the way my body is. I get a lot of things I can’t use or have. I always say thank you and then usually donate to someone who can use them. It just brings it home how precarious my body can be.

    I’ve put some plans in place now for the week with DD so feel like I’m not wasting away. 

    I’ve still got my diary to do but tonight isn’t the right time. I’m tired and my head isn’t with it. Perhaps NYE will be better as it’s the start of the year.

    Money is ok. I won’t be shopping in the sales as I can’t afford it but that’s ok. My loan is the focus now. It has to be the way to go. 

    Thank you all for your kind words. I’m human and unfortunately I have my bad days too x


    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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