Three years to get debt free

Willowtree222

https://forums.moneysavingexpert.com/discussion/comment/82196573#Comment_82196573

Thank you!

Willowtree222

Amost midweek already.

Two items ending on Ebay tomorrow. One has bids, which is good.

Exam work starts on Saturday for two weeks. That should bring in enough for Christmas presents and January bills.

The last of the work on the house started today. Hall stairs and landing will be painted included all doors and banister. It will take a good few days to do as there are lots of spindles! Then the carpet and that us me completely done for this year's jobs. I have two jobs to do next year. They are minor in comparison to all the work I had done this year.

Still no tax refund. They do take their time. I should be ok for November bills and then going into December as well. January/February are also covered. Possibly March if I am frugal.

I built two pieces of furniture today. They were purchased in August so not spending now. One is a shoe rack and one is a new coat rack. It will tidy up the entrance to the house.

DD has had a headache the last few days . She has only done one club tonight and gone for an early night. She is in bed already.

Willowtree222

Having just moaned about HMRC, they have realised that I paid too much tax in25/26. They have adjusted my tax code so many times saying I owe them £800 from a previous year. I have no idea how. Now they have said they owe me £747.80. I think this is in addition to the other £1000 I am sure they owe from this year as well. I am grateful they have realised though and already applied for the refund. Hopefully that will be paid the next few days.

beanielou

Hope you get the tax refund soon.

Willowtree222

Me too, Beanie! It says it is being processed.

I did have an email for cashback for my car insurance so that is £45 heading to my account. The item sold for £148, so again, heading my way as well.

Willowtree222

What a very cold morning.

Dropping DD at school and then prepping for the balloon order this weekend. Saturday I am so busy, I have had to move things around and wake up at 6am to get everything done before DD has her club and then home to carry on. It is the conference this Saturday for three hours, which on top of the order and club makes things really tight. I will get through it though, I always do. I have given up on relying on anyone but myself.

Hope everyone can stay warm.

Willowtree222

Had a day of prep for orders. It is nice to have orders in for my business. I plan on doing a couple of extras to get myself know.

DD and I like Kevin from aldi, but Cauli the dog was sold out and has since shown up on eBay for ridiculous prices. I really dislike this. I want it to have at home, not to resell.

Ebay item posted. Shopping bought and needed fuel.

Sun_Addict

Great news about the tax refund, hopefully it will arrive soon 🤞 I hate it when greedy people buy these sort of things solely to resell at inflated prices 😡

Willowtree222

https://forums.moneysavingexpert.com/discussion/comment/82201304#Comment_82201304

Me too. I couldn't get there first thing so went when I could. We have them on our shelves and enjoy moving them around. Hopefully they get more stock in and we manage to get one.

Refund came in as well as the sales money and cashback. My account is looking healthier than it has done in months! Now to fix this year's tax. I am sure that will likely be next year!

Work this morning, followed by sorting out items ready for the order and then organising upstairs so I can do the conference upstairs without disturbing DD.

Willowtree222

Today has been strange.

I worked this morning and then home to do some jobs. I decided, as this would be the last time in a few weeks, to take the opportunity to relax

Tomorrow is a very busy day and then the next two weeks are full on with the working.

Tonight I have had another two wreath bookings. That takes me to 15. I need to go to the wholesalers to get the actual wreaths as I have all the other stock. I will go the week I am teaching to make sure it is sorted and as fresh as possible.

DD has lost her headphones. For anybody else this might be simple to replace, but DD is sensory and replacing old things with new is so difficult.

I look forward to tomorrow being done!!