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Three years to get debt free

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  • Willowtree222
    Willowtree222 Posts: 8,877
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
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    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,877
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    The skip has been collected. Drive is now clear, well apart from the leaves that seem to have been breeding. I spoke to my neighbour about them today and she agrees with me to leave them until they have mostly dropped. I think by next week they will have.

    I tidied out my pan drawer today and then painted the wood porch at the front of the house.

    I saw the base of England rate had risen. I am so glad I am not trying to get myself onto the property market in these times, it must be impossible with everything as it is. I have a savings account that tracks above the Base rate, so for me it is better, but if I had a mortgage tracking, I know it would be bad news. My stocks and shares ISA is also struggling with the economy uncertainty. Once it regains value, I will move it into my savings as that is getting a much better rate.

    Fireworks are going off everywhere here. DD doesn't really like them so we are good indoors. Our neighbours dog is terrified poor thing. My mum's dog isn't bothered by them at all. She just sits and watches, which is quite unusual for dogs. The hamster doesn't seem bothered at all.

    Washing completed today and one lot of drying put away.

    DD had a jacket potato for tea and I had left over spaghetti bol.

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 26,443
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    Our dog and the old cat aren’t bothered by fireworks. The young cat isn’t keen though. We used to have one cat who liked to sit in the window watching them. It must be so distressing for any animals or people that don’t like them as they can be really loud.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Willowtree222
    Willowtree222 Posts: 8,877
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    I know. My sister had a dog that was terrified. It was heartbreaking to watch him shake. Nothing we did made any difference. I hope all animals are ok tonight.

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,877
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
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    When DD was horse riding on Tuesday fireworks were going off. Thankfully the horse DD was on was calm. She was aware and her ears were going, but she remained calm, but it could have been a different story. I know the owners spend the week there during fireworks season just in case.

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,877
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
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    Work today followed by a rest at home. My body is not liking the cold and the usual aches I get came back. I took some pain killers, but know the next week will be difficult for pain. I know it is the transition to cold, but it still is difficult.

    Busy weekend again. DD has club tomorrow followed by Sunday's remembrance march. We are playing in the band again so leading the parade in our local area. It is an honour to be able to do this. I always attend it in some capacity, whether it be just to stand. The last two years, we have been part of the band playing.

    November is a busy month and most weekends have something on.

    I didn't get paid this week with it being half term last week. We work a week in advance. Thankfully my savings can rescue me, again.

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 101,792
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    I hear you on the cold and the pain. Today has been just dire.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • Willowtree222
    Willowtree222 Posts: 8,877
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
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    Someone at work today has said they are struggling too. Hope my body adjusts quickly.

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 101,792
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Mine too even though I know it won’t. The joys of cerebral palsy

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • Willowtree222
    Willowtree222 Posts: 8,877
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Forumite

    Sorry,Beanie, that must be so difficult with the constant pain. I hope you have some relief. X

    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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