Three years to get debt free

Willowtree222

Has anyone bought a property at auction? I am trying to understand the additional costs and rules.

Willowtree222

Not an expected day today, but ended up enjoying myself.

DD had her club then we went to the shop. We spent the afternoon crafting and my sister came unexpectedly. We ended up enjoying a glass of prosecco and she watched me make some things whilst we were chatting. We had snacks and just enjoyed the afternoon. She had only gone out for a walk and ended up spending the afternoon relaxing with us.

Had tea with DD and now she is upstairs relaxing and I am watching TV.

I mastered bow making today, which is something I have been struggling with.

Tomorrow we have the remembrance march. It is always a big event in my area. A lot of the community come out for it, which is nice.

Hope everyone has a lovely Saturday night.

beanielou

Those snow scenes are amazing.

Willowtree222

https://forums.moneysavingexpert.com/discussion/comment/82195678#Comment_82195678

Thanks, it is hard to catch all the details.

That is a little hedgehog.

Sun_Addict

Beautiful 🥰You have a real talent. My DGD is taking part in a remembrance parade tomorrow too. She belongs to St John Ambulance.

Willowtree222

https://forums.moneysavingexpert.com/discussion/comment/82195722#Comment_82195722

Thanks Sun, I don't see it as a talent, just something that I really enjoy.

Willowtree222

DD and I did the remembrance parade. It is such a privilege to play in the band and march. My grandad was in WW1. He lied about his age to get in. He was born in 1898 and died in the 50s when my dad was only 2 years old. We have some pictures of him in the military, but as usual for the time, not much.

I purchased one of the Tower of london poppies for him and my ex, as my ex had been in the military. When we separated he sold it, which actually broke my heart. I had bought it as a gift for my ex, but also as acknowledgement for the sacrifice of my grandad. He had difficulties with his lungs post war hence his early death.

I don't think there are many people in their 40s whose grandad fought in WW1. It is usually great grand parents. I know he missed his children growing up as a result. My dad has no memories of him and he had my dad already in his 50s.

I was also wondering whether or not I still need life insurance. I had it originally to pay off my mortgage so DD would be ok and have the house, but as this is no longer an issue, not sure if I should keep it. The only other thing is critical illness cover, but again, I have savings to cover any difficulty. It is £30 a month, so not loads of money, but I am not sure it is necessary any more.

This week I have a few orders and start my exam work on Saturday. A busy week ahead!

beanielou

Not sure how old your DD is. I kept mine til DS finished uni.

Willowtree222

https://forums.moneysavingexpert.com/discussion/comment/82196452#Comment_82196452

She is 13. I might wait until she is 18.

DancingInTheRain

Love the snow scene and well done on mastering the bows which also look fab!