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Three years to get debt free

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  • alipops1986
    alipops1986 Posts: 699 Forumite
    Part of the Furniture 500 Posts
    Well done for making that decision Willow - I left behind teaching 2 years ago after 14 years, and was SO worried but there is such a life outside of the classroom! 
    Oh thank you. It is very scary. Was there anywhere in particular you found help? 
    X
    I'll message you :smile:
  • Willowtree222
    Willowtree222 Posts: 8,292 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have applied for at least one job every day. Just hoping that something comes through.

    I forgot to say that I had a new tattoo. Unfortunately, it has become infected and the drs have put me on antibiotics. I do have hypersensitivity so my body is often sensitive and can react unexpectedly. Thankfully, the infection is responding well to the antibiotics and starting to ease.

    In money news, I have been saving as I knew I couldn't carry on as I was. I am ok for the short term. 

    Mortgage has been done. I fixed 5 years ago and got an amazing deal, so remortgaging now is a huge jump in the interest rate. I have been reducing all bills I can ready for this, and there is one more thing I need to pay off to balance the new mortgage payment. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,377 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Worth looking at Civil Service Jobs site. Lots of my colleagues are former teachers. 

    Glad the infection is responding well. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,292 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Worth looking at Civil Service Jobs site. Lots of my colleagues are former teachers. 

    Glad the infection is responding well. 
    Thanks for this. Is there a specific job site you know where these are advertised. I am using all the known job sites 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • joedenise
    joedenise Posts: 17,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would just google civil service jobs.



  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,137 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Any luck with job hunting ? I went to the big shopping centre yesterday Saturday to drop DGD off for a party . I remember now why I never go on a Saturday 😂. Took us 20 mins to get off car park , but she enjoyed the roller skating at the pink place . 
    Life is an adventure, never stop exploring.

  • Willowtree222
    Willowtree222 Posts: 8,292 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I was there on Friday and it was still busy then.

    The job search is complicated. It would appear things have not gone to plan. I can't elaborate on here, but I am hoping I can have things sorted in the next few weeks. 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • I_Love_comps
    I_Love_comps Posts: 2,479 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Good Luck with finding a new job @Willowtree222
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



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  • Willowtree222
    Willowtree222 Posts: 8,292 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Luck with finding a new job @Willowtree222
    Thank you!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,292 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well, things are extremely complicated and I am currently still employed so finding a new job hasn't been able to happen. It is a far to complicated story to explain, but I feel in limbo and don't like it. Things are happening to unravel the mess, but everything takes time. Unfortunately, at this point, all of it is out of my control. 

    I really do miss posting on here. Things have got so much more expensive. My mortgage is going up by £200, water bill, council tax, gad and electricity have all gone up as well. My phone broke too, so ended up with another contract. House and car insurance have thankfully stayed the same. 

    My income doesn't go up at the same rate, child benefit has gone up slightly. My child maintenance has been £200 for the past 7 years. I am very grateful to receive anything though, I know so many mums, and dads that don't get anything. 

    I have managed to make a few things work for me though. Renewed my Internet for half the price. Got cashback pending and £100 voucher..I traded £50 for a shop to buy all of my little wrap up gifts and £50 for a supermarket. That is at least a huge amount that I can save. I did my annual Christmas savings as well. That came in so that's another load of things sorted. 

    I have a bit of cashback pending so that should also help as it is due November.

    My new phone also had a deal to trade in my old one and a free smart watch. I have worked out that if I combine this and sell the watch, I will have at least 10 months phone bill covered. I have already put that away in the right account. 

    DD attended her first concert last week as well. We watched a band play at a local arena. It was the one that opened later than expected. We had backstage lounge passes as well. I wanted DD to have a memorable experience for her first one. The lounge was so worth the chill out time before. No crowds, easy service, nice toilets! 

    The band and support act didn't fail to disappoint. It was a late night but worth it. 

    Hope everyone else is OK x




    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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