We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Stop frivolous spending and save more
Options
Comments
-
Happy new week everyone,
currently sitting at work twiddling my thumbs as all exams finished and no more classes.Still waiting for payday and have made plans on where money will go into different pots. 2 more days for 💰Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0 -
NSD 1 for this week.I had to do some shopping a few things are over but just trying to push it until Wednesday before I do a top up shopSaving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0
-
Spent £4 today for some silly expenditure but it cheered me up😀Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0
-
then then that £4 is money well spent!1
-
Thank you 😊Blackcats said:then then that £4 is money well spent!Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0 -
Payday atlast. Things done today
transferred £900 to savings pot first.
Will try to budget all expenses from the remaining money.
clothes washed and line drying.
snacks and food from cupboards.
had £14 left from this months budget which will also go into the pot.July is going to be an expensive month with schools holidays starting and also uniform shopping.Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0 -
Impressive transfer to savings pot. Amazing how a sharp focus gleams to achieving our goals.
I wish I'd learned this years ago instead of justifying why I had no money for savings after frittering every last penny on "stuff".1 -
Yes I used to do the same spend first and then save. Now doing the opppsite save first and spend everything remaining frugally 😀Blackcats said:Impressive transfer to savings pot. Amazing how a sharp focus gleams to achieving our goals.
I wish I'd learned this years ago instead of justifying why I had no money for savings after frittering every last penny on "stuff".Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0 -
WFH today so most probably will try to have a NSD.
it’s sunny here today so washing is on line. All food from cupboardsSaving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)0 -
Thursdays are my day of working at site whereas i spend the rest of the week at home and i had to (once again) force myself not to go to Costa drive thru today.
I may well have a beer on the way home though as my weekend starts today so i wont manage a NSD. Ill enjoy the beer though!Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards