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Stop frivolous spending and save more

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  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Enjoy the pizza. I am making curry tonight. 
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    NSD 4 today .. hopefully will continue this streak onto next week too 
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Blackcats said:
    MissRikki isn't it interesting how we can change behaviours when saving money but need to create new habits.  So instead of spending on bananas for a cake you used what you had.  One of the amazing people on the forum calls this shopping from home and it saves a fortune!  In the past I wouldn't just have bought bananas I would have bought the cake and probably biscuits!  I once spent £30 on a rainbow cake from a posh supermarket - I literally bought a whole cake from the coffee shop 😱.  It was a beautiful cake and very yummy but seriously .... no wonder I had no money.
    loveactually - weekend is going well so far.  Home made pizza for tonight's fakeaway. Even better my OH is making it!  

    You’re so right, I do usually shop from home first in that I stock take and then meal plan using those ingredients first however I just didn’t even consider the lemons!! 

    We had homemade pizza too Friday then sausage Ragu with garlic bread last night. We haven’t not had a take away for as long as I can remember at a weekend and this weekend was hard. My hub asked me twice could we have one which makes it harder to say no as it’s not him doing all the extra work to sort stuff out. 

    That said, I’ve agreed to a chippy dinner this Friday 🤪
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD 4 today .. hopefully will continue this streak onto next week too 
    Well done! 
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 20 June 2021 at 9:42PM
    I believe you will be definitely looking forward for that treat on Friday missrikkic
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I believe you will be definitely looking forward for that treat on Friday missrikkic
    I love just chips and curry. Nothing fancy! I can’t wait :)
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    NSD 1 for this week. Was very tempted to eat something sweet after my lunch break at college today. Just stopped myself and had an apple instead which I took from home. Saved some money and calories. 

    Feeling a bit ‘meh’ today don’t know why just down. Tired May be 
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • NSD 1 for this week. Was very tempted to eat something sweet after my lunch break at college today. Just stopped myself and had an apple instead which I took from home. Saved some money and calories. 

    Feeling a bit ‘meh’ today don’t know why just down. Tired May be 
    Well done on resisting the sweet treats! That's often my downfall too - after lunch I crave something sweet so impulse buy a chocolate. You've got more willpower than me, I need to get better!

    Sorry to hear that you feel down. Hope you feel better tomorrow! 
    Deposit ✅ 
    Stamp duty ✅
    Fixtures, fittings and DIY - getting there!

    Exact figures after house purchase is completed.

    Currently just trying to get back into good habits on spending. 
  • Yep today I shopped at home and found a Kit Kat so took that in my pack lunch.

    will update in evening to see if I had a NSD or not 😀
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Yes NSD 2 today … very glad
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
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