Next Pay unbilled ordered goods.

Dandytf

This new account from Next is interesting.
I was only requested to pay 11.99 from initial 24/05 statement.
Why are these showing as unbilled (not yet to be paid)
12/05
40
3.99
18/05
22
unless 24/05 statement only included transactions upto 11th or 12th May.
Today's balance is 65.99 which I intend to pay.
Is it necessary to hold off until next statement is sent
thanks mser's

ThisnotThat

Another new credit account?!

Dandytf

think this means I have lots of time to re pay.
Current Balance This is your balance including transactions applied since your last statement. This is not the amount you need to pay now to avoid paying any interest.

[Deleted User]

ThisnotThat said:

Another new credit account?!

Anyone want to take bets on 6 months, 12 months, 2 years before it comes full circle?

Dandytf

What I intended to ask is , Can I pay current balance in part or full Before next statement arrives.
thanks

Dandytf

Found my answer, not possible to make any payment other than 15 pounds, in advance of next statement.
Why Next Pay allows 15 pounds is beyond me.
I'll need to set mid June reminder.
For those that took their time to post, please try offering an answer next time 😜

SuperAllyB

I don't have Next Pay but assuming the statement has the details to make a payment from your onlin banking then there's no reason you can't pay full balance off if you really want to.

Surely they'll provide another statement next month to remind you?

[Deleted User]

Dandytf said:

Found my answer, not possible to make any payment other than 15 pounds, in advance of next statement.
Why Next Pay allows 15 pounds is beyond me.
I'll need to set mid June reminder.
For those that took their time to post, please try offering an answer next time 😜

You were offered an answer - a warning about the fact you ran up loads of credit which you couldn't manage, to the extent you ended up in a DMP. As soon as you cleared the DMP you have started doing the exact same cycle of opening up loads of credit - several credit cards (Amex, Barclaycard, Nationwide, Amazon, Post Office etc), store accounts, taken out finance for double glazing at 9.9% etc etc

Looking at your post history, you're in receipt of universal credit, owe them £500, were getting WTC which was cancelled, are disabled with M.S. and only earn 18k a year, you have a mortgage but you're wasting hundreds of pounds on subs to stuff like FT for a small amount of cash back, appear to be "gambling" in the stock market.

The answer is to STOP TAKING OUT CREDIT

Stuart_W

Dandytf said:

What I intended to ask is , Can I pay current balance in part or full Before next statement arrives.
thanks

Yes, you can.
I have used NextPay in the past - entirely for the promotional opening offer. As SuperAlleyB says, use the online banking details from the statement and send through any payment you like.
I used to have several store accounts and did this for the free accidental damage and insurance features these accounts used to come with - often charged at a % of your monthly outstanding balance, and despite making purchases my monthly statemented balance was always  £0.00 as I would make a payment straight after putting any purchase through the credit account. Such features are pretty much a thing of the past now, but all that faffing about did get me a free replacement landline phone when our pet rabbit nibbled the wire but that's about it. These accounts generally have dire interest rates and outside of promotional deals should be avoided. I think I still have an active £900 credit limit on my NextPay account but my last clothes purchase was from the charity shop, and it's on the list to close as no offers of any kind have been forthcoming since the initial discount.

Dandytf

thanks mser's
I'll make part payment using bank details from statement as suggested.
Wonder what the idea is of restricting pre statement Next Pay web payments, unless it's site error.
thanks mser's for today's advice.

Dandytf

@Deleted_User
There's been numerous posts via correct boards from my SC Dmp and WTC experiences.
thanks anyway.