Debt free by 40

jokono

Last day off today, it's been a lovely week with lots of Vera and Endeavour and a few housework jobs that never get done during working weeks. Today I have a tip trip and have to go to a diy shop to get some timber for the allotment, maybe some more Vera as I signed up to the free week of itvx and today is the last day.

Start of the moth update:

March 1st
CC: £10,743
Savings: £3,680.77 (34% of the CC balance)

Feb 1st
CC: £10,963
Savings: £2,539.50 (23% of the CC balance)

Jan 1st
CC: £11,108
Savings: £1,536.19 (14% of the CC balance)

enthusiasticsaver

Great progress on the savings and CCs there.  

jokono

I won! I won! I had £1k in premium bonds for exactly 1 year and this is the first time I won anything - £50.

CRANKY40

Yay, congratulations 😊

WinterWarrior

Oh well done 🌟

Grumpyoldmoo

Awesome, well done jokono 

MissRikkiC

Yay! Well done. 

I’ve been trying to put my daughters savings into PB but need to call them. Faff that I could do without. 

I too have things for listing on Vinted but often despite it being a quick job, it’s still a royal PITA sometimes to pack it and post it isn’t it. I too value my time or space enough to drop stuff at the charity shop instead. 

jokono

I wonder if it's different when you buy for children, it was very easy for me to buy my PB.

I received a £200 switching bonus from rbs! 🥳 I was a bit cheeky as I also got it from nat west last year, but I guess they don't check? 

Talked to virgin and managed to keep my monthly payment the same until my contract expires in September. They also mentioned further discounts for June and July, not sure why but I'll take it, thank you very much!

MissRikkiC

I think it’s because I had an account when i dealt with my mums estate and as a result don’t have any certificate numbers to login with but my email is registered. I’ve gone to call a handful of times but I think 1 day I called about a fortnight ago and there was a 40 minute wait (maybe I called on winnings day) and then another time I had to detail exactly what the error said which I couldn’t remember at the time 🙃

jokono

Had a lovely mother's day yesterday, woke up late, spent some time with the boys before they went out for a walk and to have lunch. Being home alone was the best present 😁
I cooked a nice meal of polenta with veg and mushroom stew while video chatting my mum, then had it in front of the tv watching 'come dine with me'. The boys came back with flowers and salted caramel cookies.  
I also did some sewing and went for a long run. Oh, and I cut my hair in the morning after watching a few you tube videos. I now have a very messy bob, it's absolutely good enough.

I didn't spend any money yesterday, but Saturday was super spendy. I emptied the 'boys' pot and used some of my weekly budget for one of Boy2's classes. Then a shoe shop I was watching had a sale and I emptied 'my' pot (where most savings and extra ££ goes). I was waiting for the sale to get a couple of pairs of every day barefoot shoes, can't wait to get them later in the week, I hope they fit!