Debt free by 40

jokono

It is for everything but pets and boys (clothes, entertainment), but sometimes I don't touch the pets/boys pots if only small spends. Next week it will include a ticket to London as I need to be in the office, that's almost £30 with parking, maybe it needs a pot of its own. 

jokono

£11.03 cashed out from prolific and sent to cc, £381.43 to go.

jokono

£10.38 from TCB paid to cc, £371.05 to go.

I sold a sewing pattern on the bay and it was a bit thick but under 100g, the lady at the post office put it through as a small parcel. 🙄 It's good it sold for a bit more than the £0.99 starting bid otherwise I would've been out of pocket.  
There's also a pair of shoes I'm waiting payment on, that will another £15ish after fees, fingers crossed they pay!
Waiting on some vinted money too, that card will be in the 200s soon 🤩

jokono

I've decided to change the DD on the big Sant and er CC from £100 to £65, juts over the minimum, this way I can use the extra £35 for the small CC and then for the interest bearing loan. So £35 + £18 (just landed from vinted) sent to small CC, £318.05 to go!

jokono

Went for a run in the filed this morning after a short break, it was lovely to see how much the wheat has grown in the last 7-10 days. I've enjoyed watching the crops and all vegetation around changing from spring until now #feelingblessed 😆

We booked a week away to a sunny place at the end of the month, really looking forward to it! 🌞 There are of course things that I stress about but I'm trying to calm myself down and hopefully I will enjoy it fully. 

Money wise I have some coming in but not sure when
- £150 bank switch fee - should be here by Thursday, will keep it for spending on hols
- £25 from vinted - I sold a pair of shoes and the parcel is lost. I used their shipping label so I now I will get the money eventually, just not sure when
- £15 from the bay - this is not 100% as the bidding ended on Sunday, might have an unpleasant surprise. At least I didn't remove the product listing from vinted yet 😀
- £5 from a mystery shop
- £120 TCB for the new phone

MissRikkiC

Well done on getting out for a run! 

You’ve also just reminded me that I too should have £150 sign up bonus from switching my account?! And I’m still waiting on the £150 rebate from the council?! Thanks for jogging my sleep deprived memory!! 

jokono

@MissRikkiC I remember those days when all I could think/talk about was sleep, or actually the lack of sleep. We got the rebate last month but the fee still hasn't hit my account. I wonder if it's going to be later today or they'll leave it for tomorrow, the last possible day.

Didn't get any money in or out yesterday, I'm hoping for another no spend day today. I have £43 left in the weekly pot and I'm going to London tomorrow. The train and parking are £27 and I plan in having a £5 lunch so I should have £11 left when the weekly spends reset. Will keep that in a separate pot for more spendy weeks or holiday spends.

MissRikkiC

Which account did you sign up for @jokono was it RBS? 

I’ll call the council today, they’re not open till 1 o’clock on a Wednesday?! How weird! 

jokono

@MissRikkiC it was their sibling NatWest

MissRikkiC

Ah I wonder if they had the same timeframe. I’m going to pop into branch today and check the progress whilst I’m in town!