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Renting with CCJ?

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Comments

  • martindow
    martindow Posts: 10,560 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Was the CCJ warranted? Anyway your boyfriend could get it set aside so that you could look at more expensive properties? 
    You can ask the court to set it aside if some error has been made - for instance papers sent to an incorrect address or the claim relates to money not owed by the BF.  You can't get it set aside because you don't like a CCJ affecting your housing choices.
    OP, you have not let us know whether the CCJ has been paid off or not.  That could make a difference with some LLs whther they might accept you or not.

  • Jumblebumble
    Jumblebumble Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 17 May 2021 at 12:48PM
    IamWood said:
    Anyway, all proper tenancy agreements would have a 'guest' clause I believe.
    They might but it is not enforceable any more than the fools who put in tenancy agreements that the tenants are not allowed to change utility suppliers without permission can enforce that clause.
    The tenant's right to quiet enjoyment trumps stupid rules about guests
    Why any sane  landlord would even want to concern themselves about how often someone stays is a mystery to me.
    Many of these clauses are put in by idiot  letting agents who should know better
  • IamWood
    IamWood Posts: 438 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 17 May 2021 at 2:03PM
    IamWood said:
    Anyway, all proper tenancy agreements would have a 'guest' clause I believe.
    They might but it is not enforceable any more than the fools who put in tenancy agreements that the tenants are not allowed to change utility suppliers without permission can enforce that clause.
    The tenant's right to quiet enjoyment trumps stupid rules about guests
    Why any sane  landlord would even want to concern themselves about how often someone stays is a mystery to me.
    Many of these clauses are put in by idiot  letting agents who should know better
    Landlords are legally required to do a “right to rent” check, which may be part of the reasons. Rented properties are also subject to maximum residents.

    All civil contracts are mutual agreements in good faith on both sides. Civil courts have little power to enforce them tbh. However, Landlords can always issue S21 if they reckon it necessary. I believe most tenants would not like to go through that process as well as the Landlords.

    BTW, if her boyfriend lives there as a guest, he won't be able to register the property as a home address I think. Unless OP prepares to battle from the start :)
  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    IamWood said:
    Landlords are legally required to do a “right to rent” check, which may be part of the reasons.
    Irrelevant, as the guest won't be on the tenancy.
    IamWood said:
    BTW, if her boyfriend lives there as a guest, he won't be able to register the property as a home address I think.
    Yet again, you think wrong.

  • IamWood
    IamWood Posts: 438 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I know it's a grey area that depends on the individual landlord.

    The real question is: why bother and take the unnecessary risk to be evicted.  Life is complicated enough. 

    In your reasoning, tenants can refuse to pay rents as the courts have little power to enforce that in practice. 
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