Renting with CCJ?

IamWood

Lover_of_Lycra said:

If you are going to rent the property solely in your name I wouldn’t necessarily mention that your boyfriend will be living with you. Some letting agents get funny about it and might insist your boyfriend has to be a tenant too even when there’s no legal reason he has to be named on the tenancy to live there. 

Was the CCJ warranted? Anyway your boyfriend could get it set aside so that you could look at more expensive properties? 

I would question this advice tbh. Your boyfriend would not be insured in a very unfortunate situation, under the landlord insurance.

[Deleted User]

IamWood said:

Lover_of_Lycra said:

If you are going to rent the property solely in your name I wouldn’t necessarily mention that your boyfriend will be living with you. Some letting agents get funny about it and might insist your boyfriend has to be a tenant too even when there’s no legal reason he has to be named on the tenancy to live there. 

Was the CCJ warranted? Anyway your boyfriend could get it set aside so that you could look at more expensive properties? 

I would question this advice tbh. Your boyfriend would not be insured in a very unfortunate situation, under the landlord insurance.

Can you provide any evidence to back this up? 

IamWood

Where are you getting this nonsense about insurance and tenants not legally being allowed to have a partner live with them? 

I don't think the landlord insurance would cover the cost of guests in the situation where the accommodation is uninhabitable. Of course, a partner is allowed as a tenant. 

[Deleted User]

IamWood said:

Where are you getting this nonsense about insurance and tenants not legally being allowed to have a partner live with them? 

I don't think the landlord insurance would cover the cost for the situation where the accommodation is unhabitable. Of course, a partner is allowed as a tenant. 

Quite a few policies don’t cover the cost of alternative accomodation for the tenant anyway. It’s a fallacy or urban myth that a landlord is legally required to provide alternative accomodation if the property becomes uninhabitable anyway. 

https://england.shelter.org.uk/housing_advice/repairs/housing_help_if_your_home_is_flooded

https://england.shelter.org.uk/housing_advice/repairs/moving_out_during_repairs

If, for whatever reason, a property became uninhabitable and the landlord did provide alternative accomodation instead of frustrating the contract then I’m sure two people could live in a hotel room, B&B room, whatever just as easily as one. 

IamWood

Anyway, all proper tenancy agreements would have a 'guest' clause I believe.

[Deleted User]

IamWood said:

Anyway, all proper tenancy agreements would have a 'guest' clause I believe.

You still can’t provide any evidence then. 

Slithery

IamWood said:

Anyway, all proper tenancy agreements would have a 'guest' clause I believe.

I could tell my tenants that every Sunday they have to wear a pink dress and sing God Save the Queen in the front garden whilst standing on their heads if I wanted to.

It doesn't make it legally enforceable though....

grumiofoundation

IamWood said:

Anyway, all proper tenancy agreements would have a 'guest' clause I believe.

My last 2 tenancy agreements say not to take in paying guests (or lodgers) without landlords permission.
Surprisingly nothing about me not being able to invite guests to stay. 

Most recent one also says I can’t hang washing outside, I’m still waiting on the letter before action for breach of agreement on that one.

Chandler85

grumiofoundation said:

IamWood said:

Anyway, all proper tenancy agreements would have a 'guest' clause I believe.

My last 2 tenancy agreements say not to take in paying guests (or lodgers) without landlords permission.
Surprisingly nothing about me not being able to invite guests to stay. 

Most recent one also says I can’t hang washing outside, I’m still waiting on the letter before action for breach of agreement on that one.

What an absolute monster.... Hanging washing outside, such a slippery slope to embark on.

Back on topic, how do you get a CCJ without knowing, well actually he does know because otherwise he wouldn't have told you he now had one.  Something doesn't sit right, or this is an old debt that has finally got a CCJ from before you met.  Seriously though, why keep it from you if he got it while living with you. 

macman

CCJ's don't come out of nowhere, so the conversation you really should be having is with the partner....