In love with a falling down house

nimbo

AdrianC said:

Ooh, that's lovely.

Not seeing much in that pic, though.

Nor is there much in the only Streetview shot, from 2009.
https://goo.gl/maps/9Nhd4SdHuKn2QXor9

You’re supposed to tell me it’s a dump. 🤣🤣

the cracks are there and a shot that close low would show them Menaimg in the last 12 years they’ve developed. 

carefullycautious

The walls at the rear of the property look as if they need to be repointed and are at risk of falling down. The front looks ok from what Adrian posted

Heres_the_deal

I feel for you. I've recently been there. I hope it works out for you.

nimbo

carefullycautious said:

The walls at the rear of the property look as if they need to be repointed and are at risk of falling down. The front looks ok from what Adrian posted

The back walls of the house itself have been covered in tasteful pebbledash. The garden walls need attention - but aren’t critical to supporting the roof or anything. I’d even considered seeing if I could repoint garden walls myself. I mean if it’s not structural how hard can it be???? (I know famous last words). 

lookstraightahead

carefullycautious said:

The walls at the rear of the property look as if they need to be repointed and are at risk of falling down. The front looks ok from what Adrian posted

Where can you see the back?

lookstraightahead

Op, you could work on the house at the weekend, then pop to the Chinese takeaway to reward all your hard work. Cheaper than a night out and you can stare at all of your achievements (or is that just me). You can also get away with constantly having paint / cement / grass stains on your clothes, and live in your wellies

I love the house - for me it would be checking how busy the road is but looks like a cul de sac one end? 

Also check things like any building consent / listed issues as it look like it's got history.

carefullycautious

lookstraightahead said:

carefullycautious said:

The walls at the rear of the property look as if they need to be repointed and are at risk of falling down. The front looks ok from what Adrian posted

Where can you see the back?

Page 2 Nimbos post which links to Rightmove

carefullycautious

Rear garden walls need repointing not rear house wall just to clarify

nimbo

So - best case scenario. Cracked lintel with some minor cosmetic cracks under the window. I imagine comes under wear and tear - so would be owners responsibility to fix. The plaster inside seems fine so could be superficial. 

Worst case. Cracked lintel is a sign of movement - and would be covered by insurance. Is that correct? But if I moved in as a pre-existing issue my insurance would not cover I imagine. They’d need to claim before they sold??   

So if - I get a structural survey and best case I pay once I move in and worst case they need to consider claiming on buildings insurance???? 

Or is this a ridiculous plan????

lookstraightahead

nimbo said:

So - best case scenario. Cracked lintel with some minor cosmetic cracks under the window. I imagine comes under wear and tear - so would be owners responsibility to fix. The plaster inside seems fine so could be superficial. 

Worst case. Cracked lintel is a sign of movement - and would be covered by insurance. Is that correct? But if I moved in as a pre-existing issue my insurance would not cover I imagine. They’d need to claim before they sold??   

So if - I get a structural survey and best case I pay once I move in and worst case they need to consider claiming on buildings insurance???? 

Or is this a ridiculous plan????

I wouldn't look at it that way. I would suggest you look at everything being at your expense and part of being an old house. You can't claim on loads of this type of stuff, but get a proper RICS surveyor in if you go forward.

if there is structural movement, done mortgage providers won't lend.