What is Your Why ?

MollyBear

My why is because of never having anything, always
telling the kids 'no', making them suffer by doing without, having to rely on others to buy my kids clothes at xmas and birthdays cos i cant afford to clothe them ((blush)) feeling constantly stressed and never seeing my hubby as i work nights and him days! He earns good money yet the debts suck it all back up, we never go on holidays or days out, my kids have never had a birthday party (my oldest is 11 now).

The list is endles really isn't it! lol

always_amazed

my 'why' is because I now realise how quickly circumstances can change, and I want to be in a situation where I can handle anything life throws at me (this is hard to do when relying on credit to get you through everything!!)

I want to be free to enjoy life, and to have the freedom to change career; at the moment I don't feel I could leave my job.

Actiongirl_2

Great post OP...

I came on here about two years ago, ostensibly to look for bargains (magazines, tesco vouchers etc) but also because I love the thrill of something saved, or a deal done!

But MSE has served me well in so many ways - the OS boards are great when I need to cook something for dinner out of not very much in the fridge, and the travel board has helped with holidays (and I hope I have also helped others).

Now I am about to start maternity leave in January and our salaries will halve as we earnt roughly the same amount...so I need to know how to do more with less (and although I know a lot of the tricks, I will have to apply some discipline!) and also be able to keep a secret "Mummy's bank account" for emergencies and haircuts!!

I also take credit for introducing Lynzpower to MSE who I know has helped tonnes of you!! (morning lynz...xxxx!)

tyllwyd

I can't quite remember how I found MSE - probably after seeing him on The Wright Stuff.

When I first came here I was quite smug about not being in debt ... and then realised that our One Account mortgage was gradually going up rather than being paid off. Since then we've taken control of our finances and changed to a 'normal' mortgage at a good rate, but we increased our mortgage to pay for a house extension, and we are at the limit of what we can afford so we have to be so careful not to overspend even though there is lots still left to do here. I guess I come here to keep my mind focussed on what we are trying to do.

Lucy1982_2

Why am I here.

To help myself, learn to budget and become money savvy all at the same time.

Oh and to make some friends along the way!

madmich666

Just thought I'd add my bit.... Im here paying off my debts because 1. we have to remortgage in 2 1/2 yrs time (on fixed rate now and want a good deal) 2. at 21 I owe alot and i should be having fun right now like all my mates and 3. once debt is paid and we have a good mortgage deal (if there are any around in a few years time) or paid extra off the mortgage I would like to have children, spend time watching them grow up and if i get better with money (which I will do with the money saving tips on here) i can pass good saving habits on to my kids.

taxi73

Great thread OP,
Why am I here?...well being SE ...and having no savings behind us..and nearly on the edge...decided to come over here and have a look...(thankfully)...never missed a payment on anything ever or been late so wasn't as desperate as some...knew I had to sort things out....basically want to get rid of this debt and then to be rid of my mortgage(about £46k at the moment)...so that we only have normal household bills to pay...and that we have the freedom to work less hours if we want and to do what we want as long as it's in the cheapest possible way..
Why spend more than we need to on anything..

robotgirl_2

southernscouser wrote: »

8 inches!

Is that what you're saving up to buy yourself, SS?

x

gallygirl

robotgirl wrote: »

Is that what you're saving up to buy yourself, SS?

x

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:PMSL robotgirl!!!!

To me it's about choice - to be able to give up a well paid (well, in my eyes!) but stressful job with long hours for something local and have time to enjoy myself.

Only 45 months to go...... :rolleyes:

LJD1_2

My why is because...I've made some stupid mistakes with my finances, wrong decisions and downright overspending. I didn't want to spend the rest of my life being bad with money so I joined this website and took control. I'm debt free now but still have to make an effort not to overspend. I stay here because I don't want to be in debt again. I want to be mortgage free before my children go to university (if they go) as I don't want debt to fund their education. I've got 10 years to go so I need you guys to keep me on the straight and narrow!