What is Your Why ?

alandbailey

I grew up in the 40s/50s and was taught to look for value-for-money and to make-do and mend. Younger people, especially my sons, call me tight. I see no virtue in paying full price if I could get it cheaper, especially since my wife divorced me, took half of everything and I ended up on benefits and a lifetime equity mortgage - still, I managed to hang onto the house and MSE helps me to eke out what I have left. I WILL survive!:p

tealady

I'm not a DFW but have been in debt before. I just want to keep on the straight and narrow yet still enjoy life.

Bunny

I want to be able to afford a house and not to have to worry about so many payments going out!
By the end of next year, the only debt i hope to have is my car finance and a mortgage

tru

We were wondering how to pay off our loan, cards and overdraft (all very easy til mr tru was made redundant). Then I saw Martin on This Morning (I don't really watch it but I was flicking through the channels one morning) and saw this man talking at a million miles per hour Just about managed to catch the name of his website and here I am.

Once I'd gone through all our outgoings and cut them right down, we started looking into self-sufficiency and started with home-grown veg and fruit. That means even more money left over each week to throw at the debts :T

I'm actually challenging my house at the moment, I would like it to earn it's keep

1274

Because I've just given up a job with a 6 figure salary and taken a 60% pay cut! And am very scared about what this will mean in terms of quality of life (previously could buy anything I wanted as therapy for job I hated)

Imelda

In my job I received about 30% of my annual salary as a one off bonus. Usually this paid off the debt I had run up over the year. But then last year I realised it would not cover it by a long way. This year every penny was mine, all mine!!
Also, I knew I wanted to move in with my OH and I didn't want to do that with the debt hanging over me. We have been happily living together for 11 months now!
I still hang around the boards because we want to save up to buy a house mortgage free in the next 5 years, that is so we can have children and I won't need to work. It also means that if OH wants to give up his stressful job he won't have to earn as much to support us.

110frankie

I had debts and was just paying them off a little at a time.
Saw Martin on the telly and he sounded like he had some good ideas.
Came on here and found out about 0 per cent cards and other stuff and now I'm debt free.
But living the MSE way gets under your skin doesn't it?
I will stay on this site and I will not have debts again :-)

Karmacat

I don't usually post on these sorts of threads, and then saw that it was Duchy who'd started it, so here I am. And its a good idea to remind ourselves why we're doing what we're doing. So....

I'm self employed ...edited sharply to focus on my aims, not how I got into debt! This is good, it really makes me think! I'm funding my retirement, hopefully my early retirement. When I retire, I want to rent out the house I live in now (after its been done up!) and travel, maybe renting small apartments, maybe in a motorhome. Wow. I've never put it quite that way before, this is really good, Duchy.

immoral_angeluk

I'm a DFWer because it's not my children's fault that we messed up with our money so why should they have to suffer?

mlrobinson

My why is that I've had enough of scrimping, of not being able to do things with my friends because I can't afford it even though i earn a decent wage - everything goes on bills (including paying off debts). My OH has just started working again after a year of being unemployed so feel we're finally on our way back up and I never want to be back here again. Resolution for 2008: Pay off the debts and save some money.