Accord Mortgage Experiences

superblade

Deleted_User said:

superblade said:

Thats us approved!
Final timeline:
4th May - Full Application Submitted
10th May - Valuation undertaken
11th May - Valuation response OK and query on statement
11th May - Query responded
17th May - Mortgage offer approved
Over the moon! 

Congratulations.
Hope mine is as quick. 

If you keep an eye on the accord mortgages Doc Processing and Initial Review dates thats the ones you're waiting for for the 14th to show. Currently on 10th so hopefully you'll hear by the end of this week mate!

iKarlCPFC

Valuation booked in for 20/5 now.

[Deleted User]

Quick update for you all. I can’t believe how quick this has gone.
Broker submitted full application - 14/05/21
Checked credit file and hard search carried out same day  - 14/05/21
Vendor let me know that valuation was carried out today -  17/05/21
mortgage offer received 18/05/21

iKarlCPFC

Mortgage offer received today - 25/05

Crazy quick process.

Kacey0

Full application and hard search 08/05/21.

Valuation instructed 11/05/21.

Valuation carried out 14/05/21.

Documents requested by accord 17/05/21 I’m self employed so had to apply to HMRC who advised it could take 10 days to receive documents.

Revived documents 28/05/21 submitted to accord AM.

Mortgage offer in post 28/05/21 PM.

Overall a straight forward process. 

Happydays678

Kacey0 said:

Full application and hard search 08/05/21.

Valuation instructed 11/05/21.

Valuation carried out 14/05/21.

Documents requested by accord 17/05/21 I’m self employed so had to apply to HMRC who advised it could take 10 days to receive documents.

Revived documents 28/05/21 submitted to accord AM.

Mortgage offer in post 28/05/21 PM.

Overall a straight forward process. 

Hi, we’re in similar position to you...self employed (ltd company), we’ve applied to Accord and just waiting on the valuation as far as I’m aware. Do you mind me asking what docs they asked you to supply from HMRC? Many thanks 

tracy_l

We applied btl from them on 25th May, still haven’t hear anything.

Kacey0

Happydays678 said:

Kacey0 said:

Full application and hard search 08/05/21.

Valuation instructed 11/05/21.

Valuation carried out 14/05/21.

Documents requested by accord 17/05/21 I’m self employed so had to apply to HMRC who advised it could take 10 days to receive documents.

Revived documents 28/05/21 submitted to accord AM.

Mortgage offer in post 28/05/21 PM.

Overall a straight forward process. 

Hi, we’re in similar position to you...self employed (ltd company), we’ve applied to Accord and just waiting on the valuation as far as I’m aware. Do you mind me asking what docs they asked you to supply from HMRC? Many thanks 

We had to send two years SA302 and tax overviews, these are available easily on you self assessment account however one of mine had an incorrect figure on it HMRC hadn’t included my class 2 contributions, so I had to get HMRC to send out a new SA302 showing class 2, as accord want these docs to match to the penny. Good luck 😊

hhotine

We have just applied. I think our broker put our application in on Tuesday late afternoon (1st June). Haven’t had a valuation booked or credit check done yet. Or heard anything for that matter but he has been on annual leave since. 

How long was it until you heard anything after application? We are also self employed (ltd company) but have already provided the tax overviews etc and our accountant has just finished our reference too. Is there anything else they will ask? 

tracy_l

hhotine said:

We have just applied. I think our broker put our application in on Tuesday late afternoon (1st June). Haven’t had a valuation booked or credit check done yet. Or heard anything for that matter but he has been on annual leave since. 

How long was it until you heard anything after application? We are also self employed (ltd company) but have already provided the tax overviews etc and our accountant has just finished our reference too. Is there anything else they will ask? 

We applied on 25 May, and still hasn’t heard anything from them, no valuation no credit check yet, very slow!