PCP isn't MSE

niktheguru

dipsomaniac said:

Doesn't matter how you dress it up it's not saving money. Which is what this forum is about. PCP is a expensive way (& encourages you to drive a more expensive car than you can afford) to drive a car

Though it is a decent deal if you get a 0% PCP deal, with a discount on the car (e.g. through drive the deal or car wow) for those who want a new car.

BOWFER

dipsomaniac said:

Investment is about saving money. PCP is definitely not

So....where does it all stop then....?
How is having SKY TV 'saving money' when you could have freeview?
How is having holidays 'saving money', no-one needs a holiday at all.
DO tell.

Herzlos

dipsomaniac said:

PCP is all about people that can't afford a 40 k car driving a 40k car. 

You know you can get a PCP on the UK's cheapest new car (Dacia Sandero, £7,995) for £99/month? It's not all about being flash, it's just a cheaper (MSE) way to finance something.

If this site was all about being as cheap as possible, then there'd be no discussions beyond the cheapest way to bodge a £100 banger back onto the road.

dipsomaniac

This forum has been hijacked by people thinking it's ok to spend £200+ pm borrowing money to drive a car. It's not MSE.  People that can afford that don't need MSE imho. It's not me that needs to recalibrate. Maserati anyone?

dipsomaniac

BOWFER said:

dipsomaniac said:

Investment is about saving money. PCP is definitely not

So....where does it all stop then....?
How is having SKY TV 'saving money' when you could have freeview?
How is having holidays 'saving money', no-one needs a holiday at all.
DO tell.

This is getting silly. It's a motoring forum and no-one is saying not to take holidays or subscribe to sky TV.  I bought a car for £200 17 months ago and am still driving it 12000 miles later. I think that is money saving. It's not me that needs to recalibrate

dipsomaniac

niktheguru said:

dipsomaniac said:

Doesn't matter how you dress it up it's not saving money. Which is what this forum is about. PCP is a expensive way (& encourages you to drive a more expensive car than you can afford) to drive a car

Though it is a decent deal if you get a 0% PCP deal, with a discount on the car (e.g. through drive the deal or car wow) for those who want a new car.

Who suffers the depreciation?

peter3hg

dipsomaniac said:

BOWFER said:

dipsomaniac said:

Investment is about saving money. PCP is definitely not

So....where does it all stop then....?
How is having SKY TV 'saving money' when you could have freeview?
How is having holidays 'saving money', no-one needs a holiday at all.
DO tell.

This is getting silly. It's a motoring forum and no-one is saying not to take holidays or subscribe to sky TV.  I bought a car for £200 17 months ago and am still driving it 12000 miles later. I think that is money saving. It's not me that needs to recalibrate

The stated aim of the site when started was to "cut your bills without cutting back".
It isn't about living as cheaply as possible, but enabling people to live the way they want as cheaply as possible.

dipsomaniac

So posts about how to buy the cheapest Divo is ok?

dipsomaniac

It just seems to me that MSE is all about saving money or investing except the motoring forum

JamoLew

dipsomaniac said:

It just seems to me that MSE is all about saving money or investing except the motoring forum

House buying forum
 Overseas Holiday Planning forum

or should we all live in cardboard boxes and not have holidays all in the spirit of money saving ?

Nothing wrong with people wanting to spend THEIR money on what they want - only they know what they can afford.

Or would you tell a multi-millionaire to forget the £100k motor In favour of a £200 banger.

If you don’t like the “direction” the forum has taken - you are free to save your time  and electricity and not participate (sure there’s savings to be had there)