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Seasidegal's Scrimpy Retirement Diary!
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Woohoo on the PB's
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
My dog often barks and runs to the door to go out at what appears to be nothing. Usually I suspect it’s a cat she’s heard. Dogs hear things we don’t. Well done on the wins 👏I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Great news on the wins - especially that PB one!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Hello, how are you? Missing your posts that allow me to live a vicarious social life!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Happy New Year to all and here's to a peaceful, prosperous 2024!
I can't believe it's been four months since my last post! I'm not one for making New Year's resolutions as I rarely keep them but I do intend to keep up my diary this year.
Whilst I've been off the boards I've been keeping busy - I had a wonderful holiday in Florence taking part in a historical early Renaissance tour. I've been to Florence already a few times but this was full-on and in depth. I'd already been away with this tour company earlier in the year to the Loire Valley to explore French chateaux and have already signed up for another holiday with them in March - this time for an Impressionist tour to the South of France.I'm currently at DD's place in the Highlands. I've spent Christmas and seen in the New Year here. It's been so nice and relaxing. We were due to spend New Year last night with a neighbour but her mother was poorly so we stayed in and ate picky bits and imbibed some alcohol! DD's OH and his son were very 'Old Men' and went off to bed not long after twelve, but DD and I sat up a bit longer.Today is bright and sunny here so far - we've had some appalling weather - terribly strong gales and rain. I'm just hoping the weather is good when I fly back home next Sunday!😳
MSE SCRIMPY THINGS
New year, new start. I've updated all my YNAB categories today as it's the 1st of month.It's going to be a NSD today.Right! I'm off to catch up with diaries! I may be some time as Captain Oates said famously!🤣Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
Lovely to hear from you. Happy New Year 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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You too SA! 😀👍
I'm in the process of catching up with your diary at the mo! In for the long haul!🤣Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Happy New Year. Good to see you back.January spends - £587.582
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Happy New Year to you too and thank you @milann! It feels very good to be back! Diarying does keep me on track with things so very worthwhile, plus it's such a great community on this board!👍😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Good to see you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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