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Seasidegal's Scrimpy Retirement Diary!

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  • Sun_Addict
    Sun_Addict Posts: 24,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the win anyway, whatever it is, hopefully more than £25 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory
    badmemory Posts: 9,639 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Did you know you don't actually have to go to your account to see if you have won.  There is the prize checker fior which you just need your holders number, which is not your account number.  You don't need all the security for it & can usually check it a day earlier.
  • badmemory
    badmemory Posts: 9,639 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Found it the usual bank bit then /prize-checker
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Safe travels home  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • You can add it to your £10 and go crazy now 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice to have a £10 unexpected bonus AND a PB win of whatever size - we got £25 on the PB's this month but there won't be any unexpected money dropping into the bank from anywhere else, I can be fairly sure of that! 

    Hope your travel back down all goes smoothly! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • milann
    milann Posts: 11,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope there are lots of 00000s on the PB win.
    Hope had a safe journey 👍
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you everyone and a very belated happy Christmas and prosperous 2023 to you all. 💕
    I haven't disappeared to an island paradise with my lottery winnings as £150 wouldn't get me very far I'm afraid!
    I had a really nice Christmas spent with DSis and her family and last Thursday I flew up to Scotland where I'm currently staying with DD and her OH until Friday. We had a quiet New Year's Eve last night but we toasted it in with some bubbles and nibbles - it's good to be up here.  The snow has disappeared here but is still thick on the mountains and some inland parts. It has been very cold though. 
    This morning I had some bad news in that one of my good friend's husband passed away this morning - I mentioned him previously in my diary - his lung cancer was only diagnosed some weeks ago and he has gone downhill since. I can't believe he's here no more as he was only 59 (60th birthday would have been Tuesday) and he was fit for his age. The first day of the New Year has taken on a sad time for me I'm afraid. 😞

    MSE SCRIMPY THINGS
    Well it's the first day today of the new month and new year. I've updated my YNAB categories and had a look at my budget. I've increased my food/household budget by another £20 monthly and will be looking at other categories to see if I can make any other savings but basically all is looking ok. 
    I'm not making any NY resolutions either as I never seem to keep them - I'll just carry on as usual. 
    NSD today. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey, so so sorry.
    How sobering.
    Take care xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks @beanie. Just shows you've got to make the most of life whilst you can. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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